43359 Co Rd 641, Jay, OK 74346 Property Records

Delaware County property record for 43359 Co Rd 641, Jay, OK 74346

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,629 sqft · built 1970
Lot Size	46.9 acres (2,044,271 sqft)
Owner	2 Individual Names on Record
Tax Bill	$611 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22N24E-15-2-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`22N24E-15-2-00000-000-0000`
Alternative APNs	`0002466` `2466`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,044,271 sqft (46.9 acres)
Shed	1 Shed
Pole Barn	1,728 sqft

Location & Zoning

Account Number	2466
Street Address	43359 COUNTY ROAD 641
City	JAY
State	OK
Zip	74346-6620
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	15-22-24 S 291' OF SW SW NW & PT SE NW DESCRIBED AS: BEG AT SW COR SE NW FOR POB; E APPROX 420' TO W R/W OF CR; NORTHWESTERLY
Legal Range	24E
Legal Township	22N
Legal Section	15
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	4
Census Block	4027
Census Tract	376000

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1615, JAY, OK 74346-1615
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit GRAND SAVINGS BANK
May 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage GRAND SAVINGS BANK
Feb 14, 2022	Quit Claim Deed, Transfer · Commercial Mortgage GRAND SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 25, 2022
Transfer Doc	002426/426
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	43359 COUNTY ROAD 641, JAY, OK 74346-6620
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002441/220
Date	May 19, 2022
Book Page	2441/220
Instrument	I-2022-004914

Lender

Name	GRAND SAVINGS BANK
Type	Bank
Address	JAY, OK 74346

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Feb 9, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	43359 COUNTY ROAD 641, JAY, OK 74346-6620
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1615, JAY, OK 74346-1615

Mortgage

Document Number	002441/195
Date	May 19, 2022
Book Page	2441/195
Instrument	I-2022-004912

Lender

Name	GRAND SAVINGS BANK
Type	Bank
Address	JAY, OK 74346

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Feb 9, 2047

Interest

Rate Type	Adjustable Rate

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OK
Recording Date	Feb 14, 2022
Property Address	43359 COUNTY ROAD 641, JAY, OK 74346-6620
Document Number	002426/405
Book / Page	2426 / 405
Instrument Date	Jan 25, 2022
Instrument	I-2022-001427
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43359 COUNTY ROAD 641, JAY, OK 74346-6620

Mortgage

Document Number	I2022001428
Date	Feb 14, 2022
Instrument	I-2022-001428

Lender

Name	GRAND SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 9, 2047

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	002426/426
Date	Feb 14, 2022
Book Page	2426/426
Instrument	I-2022-001430

Lender

Name	GRAND SAVINGS BANK
Type	Bank
Address	GROVE, OK 74345

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 9, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,515 (+24.16%) Land $1,256 Building $7,259	$74,049 (-28.43%) Land $10,926 Building $63,123
2025	$611.00 (+0.99%)	$6,858 (+3%) Land $1,220 Building $5,638	$103,470 (+2.06%) Land $16,260 Building $87,210
2024	$605.00 (+5.77%)	$6,658 (+2.99%) Land $1,184 Building $5,474	$101,385 (+22.29%) Land $16,260 Building $85,125
2023	$572.00	$6,465 Land $1,158 Building $5,307	$82,903 Land $11,010 Building $71,893

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company DSL	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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