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43739 Co Rd 641, Jay, OK 74346 Property Records

Delaware County property record for 43739 Co Rd 641, Jay, OK 74346

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,020 sqft
Lot Size0.97 acres (42,253 sqft)
OwnerIndividual Name on File
Tax Bill$159 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN22N24E-15-3-00000-000-0000

Property Details

APN / Parcel Number

Primary APN22N24E-15-3-00000-000-0000
Alternative APNs
  • 0080822
  • 80822

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,020 sqft Living Area

Exterior

Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area42,253 sqft (0.97 acres)
PorchSlab
Porch Area96 sqft
Storage Building320 sqft

Location & Zoning

Account Number80822
Street Address43739 COUNTY ROAD 641
CityJAY
StateOK
Zip74346-6881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-22-24 PT S2 SE NE SW DESCRIBED AS: BEG 126.91' W OF SE COR OF S2 SE NE SW; W 250'; N 200'; E 172.88'; SW 21 DEG 214.35' TO
Legal Range24E
Legal Township22N
Legal Section15
JurisdictionDELAWARE OK
Township / Civil DivisionJAY
Census Block Group4
Census Block4030
Census Tract376000

Owner

43739 Co Rd 641 is owned and occupied by an individual.

Source: Delaware County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address43739 COUNTY ROAD 641, JAY, OK 74346-6881
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Nov 25, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OK
Property Address43739 COUNTY ROAD 641, JAY, OK 74346-6881
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address43739 COUNTY ROAD 641, JAY, OK 74346-6881

Mortgage

Document Number002422/125
DateJan 14, 2022
Book Page2422/125
InstrumentI-2022-000441
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term335 Months
DueDec 1, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OK
Property Address43739 COUNTY ROAD 641, JAY, OK 74346-6881
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2302/524
DateNov 25, 2019
Book Page2302/524
Instrument2019-009341
Lender
NameUNITED FIDELITY FUNDING CORP
TypeMortgage Company
AddressRIVERSIDE, MO 64150
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 43739 Co Rd 641 was $159 with a homeowner's exemption, up 0.6% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyDelaware County
Unified School DistrictJay Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,115 (+11.77%) Land $607 Building $2,508$27,094 (-58.23%) Land $5,281 Building $21,813
2025$159.00 (+0.63%) Homeowner's exemption$2,787 (+3.03%) Land $590 Building $2,197$64,870 (-) Land $11,750 Building $53,120
2024$158.00 (+9.72%) Homeowner's exemption$2,705 (+2.97%) Land $572 Building $2,133$64,870 (+26.79%) Land $11,750 Building $53,120
2023$144.00 Homeowner's exemption$2,627 Land $560 Building $2,067$51,164 Land $6,500 Building $44,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43739 Co Rd 641 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2008)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43739 Co Rd 641 is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · lower than 65% of Oklahoma
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJAY
serves 2,482 people · EPA ID OK1021674
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Grand Telephone Company
DSL		25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 641

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