4335 J Rd, Red Bud, IL 62278 Property Records

Monroe County property record for 4335 J Rd, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,412 sqft · built 1986
Lot Size	5.96 acres (259,618 sqft)
Owner	Trust Name on File
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-300-015-000`

Property Details

APN / Parcel Number

Primary APN	`11-26-300-015-000`
Alternative APN	`11260000003201 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,412 sqft Building Perimeter
1st Floor Area	1,412 sqft
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	259,618 sqft (5.96 acres)
Garage Type	Carport
Garage Area	640 sqft
Carport	Carport
Carport Area	640 sqft
Driveway	Concrete Driveway
Driveway Area	696 sqft

Exterior Amenities

Porch	Slab
Porch Area	802 sqft
Deck Area	275 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4335 J RD
City	RED BUD
State	IL
Zip	62278-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART TAX LOT 18
Legal Range	09W
Legal Township	03S
Legal Section	26
Legal Lot Number	18
Jurisdiction	MONROE IL
Township / Civil Division	29
Census Block Group	2
Census Block	2057
Census Tract	600501

Owner

4335 J Rd is owner-occupied and held in a trust.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	4335 J RD, RED BUD, IL 62278-2840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4335 J RD, RED BUD, IL 62278-2840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000411737
Date	Oct 16, 2020
Instrument	411737

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4335 J RD, RED BUD, IL 62278-2840
Document Number	0000406057
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4335 J RD REDBUD IL 622782840, REDBUD, IL 62278-2840

Mortgage

Document Number	0000406057
Date	Feb 7, 2020
Instrument	406057

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Interest

Rate	3.75%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4335 J RD, RED BUD, IL 62278-2840
Document Number	0000389452
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4335 J RD RED BUD IL 622782840, RED BUD, IL 62278-2840

Mortgage

Document Number	0000389452
Date	Apr 26, 2017
Instrument	389452

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 4335 J Rd was $5,003, up 4.4% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,003.00 (+4.45%) Homeowner's exemption	$93,010 Land $20,950 Building $72,060	$279,030 Land $62,850 Building $216,180
2024	$4,790.00
2022	Additional exemption filed	$89,020 Land $20,950 Building $68,070	$267,060 Land $62,850 Building $204,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4335 J Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4335 J Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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