4270 J Rd, Red Bud, IL 62278 Property Records

Monroe County property record for 4270 J Rd, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,855 sqft · built 2021
Lot Size	21 acres (914,760 sqft)
Owner	Trust Name on File
Tax Bill	$13,280 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-35-100-006-000`

Property Details

APN / Parcel Number

Primary APN	`11-35-100-006-000`

Interior

Bedrooms	3 Beds
Building Area	2,855 sqft Living Area
1st Floor Area	2,855 sqft
Basement Area	2,855 sqft
Unfinished Basement	2,855 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick/Stone
Lot Area	914,760 sqft (21 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4270 J RD
City	RED BUD
State	IL
Zip	62278-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	PART TAX LOTS 7A & 10A
Legal Range	09W
Legal Township	03S
Legal Section	35
Legal Lot Number	7A,10A
Jurisdiction	MONROE IL
Township / Civil Division	29
Census Block Group	2
Census Block	2057
Census Tract	600501

Owner

4270 J Rd is owner-occupied and held in a trust since February 2019.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	4270 J RD, RED BUD, IL 62278-2839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Construction Loan · Line of Credit FARM CREDIT SVCS
May 10, 2019	Deed of Trust, Transfer FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 20, 2019
Transfer Doc	0000400033
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Jul 1, 2020
Property Address	4270 J RD, RED BUD, IL 62278-2839
Document Number	0000409179
Instrument Date	Jun 30, 2020
Instrument	409179
Transaction Type	Construction Loan
Record Updated	Jul 31, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6038 STATE ROUTE 3 WATERLOO IL 622983010, WATERLOO, IL 62298-3010

Mortgage

Document Number	0000409179
Date	Jul 1, 2020
Instrument	409179

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 30, 2045

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4270 J RD, RED BUD, IL 62278-2839
Document Number	0000401388
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Additional	Arm's Length Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000401388
Date	May 13, 2019
Instrument	401388

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MAHOMET, IL 61853

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 12, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4270 J Rd was $13,280, down 2.2% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,280.00 (-2.2%) Homeowner's exemption	$238,697 Land $14,847 Building $223,850	$716,091 (-4.73%) Land $44,541 Building $671,550
2024	$13,579.00		$751,635 Land $45,315 Building $706,320
2022	Additional exemption filed	$207,947 Land $13,747 Building $194,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4270 J Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4270 J Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on J Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures