4334 Rustling Woods Dr, Denver, NC 28037 Property Records

Lincoln County property record for 4334 Rustling Woods Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,632 sqft · built 2007
Lot Size	0.541 acres (23,566 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Mar 2019)
Tax Bill	$5,600 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4615-20-5551`

Property Details

APN / Parcel Number

Primary APN	`4615-20-5551`
Alternative APNs	`461518205551` `272013` `76622`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,632 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	23,566 sqft (0.541 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	272013
Street Address	4334 RUSTLING WOODS DR
City	DENVER
State	NC
Zip	28037-5462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#302 LOT SAILVIEW
Legal Subdivision	SAILVIEW
Legal Lot Number	302
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2004
Census Tract	71203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Terrell Historic District listed 1986 · 11 contributing resources · NRIS 86001685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4334 Rustling Woods Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4334 RUSTLING WOODS DR, DENVER, NC 28037-5462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Jun 4, 2018 · Amount on File
Deed Document Number	2019590231
Deed Book / Page	2804 / 584
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	0027470133
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4334 RUSTLING WOODS DR, DENVER, NC 28037-5462
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003064491
Date	Jul 21, 2021
Book Page	3064/491
Instrument	635395

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 22, 2019
Property Address	4334 RUSTLING WOODS DR, DENVER, NC 28037-5462
Document Number	2804584
Book / Page	002804 / 000584
Instrument Date	Mar 22, 2019
Instrument	590231
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4334 RUSTLING WOODS DR DENVER NC 280375462, DENVER, NC 28037-5462

Mortgage

Document Number	2804587
Date	Mar 22, 2019
Book Page	002804/000587
Instrument	590232

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4334 Rustling Woods Dr was $5,600, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,600.00 (+0.63%)	$896,854 (-) Land $102,000 Building $794,854	$896,854 (-) Land $102,000 Building $794,854
2025	$5,565.00	$896,854 Land $102,000 Building $794,854	$896,854 Land $102,000 Building $794,854
2023	$5,528.00	$896,854 Land $102,000 Building $794,854	$896,854 Land $102,000 Building $794,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4334 Rustling Woods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4334 Rustling Woods Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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