Lincoln County property record for 4325 Rustling Woods Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,890 sqft · built 2006 |
| Lot Size | 0.542 acres (23,610 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (Jun 2026) |
| Tax Bill | $5,818 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4615-20-7699 |
| Primary APN | 4615-20-7699 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,890 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,610 sqft (0.542 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 576 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 317356 |
|---|---|
| Street Address | 4325 RUSTLING WOODS DR |
| City | DENVER |
| State | NC |
| Zip | 28037-5462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #179 LOT SAILVIEW |
| Legal Subdivision | SAILVIEW |
| Legal Lot Number | 179 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 71203 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Terrell Historic District listed 1986 · 11 contributing resources · NRIS 86001685 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4325 RUSTLING WOODS DR, DENVER, NC 28037-5462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jun 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| May 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NTHRN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2007 · Amount on Record |
| Deed Document Number | 2026710580 |
| Deed Book / Page | 3509 / 621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4325 RUSTLING WOODS DR, DENVER, NC 28037-5462 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003037821 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 3037/821 |
| Instrument | 630555 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 4, 2026 |
| Property Address | 4325 RUSTLING WOODS DR, DENVER, NC 28037-5462 |
| Document Number | 0000710580 |
| Book / Page | 3509 / 621 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026710580 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4325 RUSTLING WOODS DR, DENVER, NC 28037-5462 |
| Document Number | 0000710581, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 3509/624 |
| Instrument | 2026710581 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4325 RUSTLING WOODS DR, DENVER, NC 28037-5462 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003037821 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 3037/821 |
| Instrument | 630555 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4325 RUSTLING WOODS DR, DENVER, NC 28037-5462 |
| Document Number | 2744144 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4325 RUSTLING WOODS DR DENVER NC 280375462, DENVER, NC 28037-5462 |
| Document Number | 2744144 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 002744/000144 |
| Instrument | 578190 |
| Name | FIFTH THIRD BK/NTHRN |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,818.00 (+0.62%) | $932,586 (-) Land $102,000 Building $830,586 | $932,586 (-) Land $102,000 Building $830,586 |
| 2025 | $5,782.00 (+0.68%) | $932,586 (-) Land $102,000 Building $830,586 | $932,586 (-) Land $102,000 Building $830,586 |
| 2023 | $5,743.00 | $932,586 Land $102,000 Building $830,586 | $932,586 Land $102,000 Building $830,586 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures