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4332 Pepper Dr, Rockford, IL 61114 Property Records

Winnebago County property record for 4332 Pepper Dr, Rockford, IL 61114

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 3,256 sqft · built 1975
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Feb 2018)
Tax Bill$5,979 (2024)
Deeds & MortgagesFeb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-128-007

Property Details

APN / Parcel Number

Primary APN12-08-128-007
Alternative APN
  • 152B143A

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,256 sqft Living Area
Gross Area3,982 sqft
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Finished Basement880 sqft
Unfinished Basement264 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number152B143A
Street Address4332 PEPPER DR
CityROCKFORD
StateIL
Zip61114-5270
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3
Legal DescriptionPEPPER HILLS SUB NW 1/4 SEC 8-44-2 S 3FT W 96 FT LOT 40 & WLY 96 FT LOT 044
Legal Range2
Legal Township44
Legal Section8
Legal SubdivisionPEPPER HILLS SUB
Legal Lot Number40,44
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2012
Census Tract403

Owner

Source: Winnebago County records · APN 12-08-128-007

Assessment roll updated July 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4332 PEPPER DR, ROCKFORD, IL 61114-5270
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 2018 · Amount on Record
Deed SaleFeb 01, 2018 · Amount on Record
Prior SaleFeb 01, 2018 · Amount on Record
Deed Document Number20181003121
Record UpdatedSep 20, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateFeb 01, 2018
Property Address4332 PEPPER DR, ROCKFORD, IL 61114-5270
Document Number0001003121
Instrument DateJan 29, 2018
Instrument1003121
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4332 PEPPER DR ROCKFORD IL 611145270, ROCKFORD, IL 61114-5270

Mortgage

Document Number1003122
DateFeb 01, 2018
Instrument1003122
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77056
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Mortgage

Document Number1003575,
DateFeb 01, 2018
Instrument1003575
Lender
NameCOMMUNITY DEV CORP
TypeConstruction/Development Company
AddressCHICAGO, IL 60601
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$5,979.00$69,098 (+26.02%) Land $8,366 Building $60,732$207,294 (+26.02%) Land $25,098 Building $182,196
2022Homeowner's exemption$54,833 Land $6,594 Building $48,239$164,499 Land $19,782 Building $144,717

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 389 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROCKFORD
serves 147,051 people
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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