4220 Pepper Dr, Rockford, IL 61114 Property Records

Winnebago County property record for 4220 Pepper Dr, Rockford, IL 61114

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1976
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual on Record
Last Sale	$94,500 (Sep 2001)
Tax Bill	$4,570 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`152B135`

Property Details

APN / Parcel Number

Primary APN	`152B135`
Alternative APN	`1208106015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	3,628 sqft
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	152B135
Street Address	4220 PEPPER DR
City	ROCKFORD
State	IL
Zip	61114-5269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PEPPER HILLS SUB NW 1/4 SEC 8-44-2 32-215 LOT 036
Legal Range	2
Legal Township	44
Legal Section	8
Legal Subdivision	PEPPER HILLS SUB
Legal Lot Number	036
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2001
Census Tract	403

Owner

Source: Winnebago County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	4220 PEPPER DR, ROCKFORD, IL 61114-5269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2001 · Amount on Record
Deed Sale	Sep 28, 2001 · Amount on Record
Deed Document Number	2001160819
Record Updated	Sep 20, 2026

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 13, 2017
Property Address	4220 PEPPER DR, ROCKFORD, IL 61114-5269
Document Number	0001032827
Instrument Date	Sep 26, 2017
Instrument	1032827
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 PEPPER DR ROCKFORD IL 611145269, ROCKFORD, IL 61114-5269

Mortgage

Document Number	1032828
Date	Oct 13, 2017
Instrument	1032828

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2032

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,570.00	$58,225 (+41.38%) Land $7,810 Building $50,415	$174,675 (+41.38%) Land $23,430 Building $151,245
2022	Homeowner's exemption	$41,182 Land $5,524 Building $35,658	$123,546 Land $16,572 Building $106,974

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20