4332 Pennington Rd, Live Oak, CA 95953 Property Records

Sutter County property record for 4332 Pennington Rd, Live Oak, CA 95953

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,160 sqft · built 1979
Lot Size2.53 acres (110,642 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Jan 2017)
Tax Bill$5,710 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Nov 2017 Mortgage
+ 5 more
APN008-230-030-000

Property Details

APN / Parcel Number

Primary APN008-230-030-000
Alternative APN
  • 08-230-030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,160 sqft Living Area
Gross Area3,743 sqft
1st Floor Area3,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Lot Area110,642 sqft
Garage TypeAttached
Garage Area583 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number08-230-030
Street Address4332 PENNINGTON RD
CityLIVE OAK
StateCA
Zip95953-9544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionPARCEL MAP NO 408 PARCEL 1 AS SHWON UPON PARCEL MAP NO 408, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SUTTER COUNTY, CA, ON DEC 22, 1977, IN BOOK 2 OF PARCEL MAPS, PG 158.
Legal SubdivisionPARCEL MAP 408
Legal Lot Number1
JurisdictionSUTTER CA
Township / Civil DivisionLIVE OAK
Census Block Group2
Census Block2010
Census Tract50702

Owner

4332 Pennington Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Nov 20, 2017Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Feb 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
GFL CAPITAL MORTGAGE INC
Sep 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
GFL CAPITAL MORTGAGE INC
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
GFL CAPITAL MORTGAGE INC
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
GFL CAPITAL MORTGAGE INC
Jan 10, 2017Grant Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2017 · Amount on File
Deed SaleJan 10, 2017 · Amount on File
Prior SaleMar 22, 2011 · Amount on File
Deed Document Number2017409
Prior Transfer DateMay 24, 2007
Prior Transfer Doc0000012729
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544

Mortgage

Document Number0000009879
DateNov 6, 2023
Instrument2023-0009879
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016721
DateNov 20, 2017
Instrument2017-0016721
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002234
DateFeb 25, 2019
Instrument2019-0002234
Lender
NameGFL CAPITAL MORTGAGE INC
TypeMortgage Company
AddressSACRAMENTO, CA 95831
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012052
DateSep 4, 2019
Instrument2019-0012052
Lender
NameGFL CAPITAL MORTGAGE INC
TypeMortgage Company
AddressSACRAMENTO, CA 95831
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008378
DateJun 12, 2020
Instrument2020-0008378
Lender
NameGFL CAPITAL MORTGAGE INC
TypeMortgage Company
AddressSACRAMENTO, CA 95831
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544

Mortgage

Document Number0000003511
DateFeb 22, 2021
Instrument2021-0003511
Lender
NameGFL CAPITAL MORTGAGE INC
TypeMortgage Company
AddressSACRAMENTO, CA 95831
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUTTER CA
Recording DateJan 10, 2017
Property Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544
Document Number0000000409
Map ReferencePM2 PG158
Instrument DateJan 9, 2017
Instrument2017-0000409
Transaction TypeTransfer
Record UpdatedOct 27, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4332 PENNINGTON RD, LIVE OAK, CA 95953-9544

Mortgage

Document Number0000000410
DateJan 10, 2017
Instrument2017-0000410
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4332 Pennington Rd was $5,710 with a homeowner's exemption.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySutter County
Unified School DistrictLive Oak Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$503,105 (+2%) Land $151,522 Building $351,583$503,105
2025$5,710.00 Homeowner's exemption$493,241 Land $148,551 Building $344,690
2023$5,543.00 Homeowner's exemption$474,090 Land $142,784 Building $331,306
2021$5,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4332 Pennington Rd; there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims2 (1986–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4332 Pennington Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
DigitalPath
Fixed Wireless
200 / 20
Corridor Wireless
Fixed Wireless
100 / 100
Succeed.Net
Fixed Wireless
100 / 50
AT&T
Fixed Wireless · DSL in parts of the area
25 / 3
T-Mobile
Fixed Wireless
25 / 3

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