3869 Pennington Rd, Live Oak, CA 95953 Property Records

Sutter County property record for 3869 Pennington Rd, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,457 sqft · built 1976
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Dec 2018)
Tax Bill	$5,991 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2018 Transfer + 1 more
APN	`009-070-041-000`

Property Details

APN / Parcel Number

Primary APN	`009-070-041-000`
Alternative APNs	`09-070-041` `09070021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,457 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Construction Type	Wood
Lot Area	99,752 sqft (2.29 acres)
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Vinyl-Lined Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	09070021
Street Address	3869 PENNINGTON RD
City	LIVE OAK
State	CA
Zip	95953-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	FORMERLY PORTION OF 09-070-021 POR. SE.31, T.17N, R3E, MDB&M
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2004
Census Tract	50701

Owner

Source: Sutter County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3869 PENNINGTON RD, LIVE OAK, CA 95953-9545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Dec 11, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Dec 11, 2018	Grant Deed, Transfer · Conventional with PMI GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	2018-0016236
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	3869 PENNINGTON RD, LIVE OAK, CA 95953-9545
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3869 PENNINGTON RD, LIVE OAK, CA 95953-9545

Mortgage

Document Number	0000011329
Date	Dec 26, 2023
Instrument	2023-0011329

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SUTTER CA
Recording Date	Dec 11, 2018
Property Address	3869 PENNINGTON RD, LIVE OAK, CA 95953-9545
Document Number	0000016235
Instrument Date	Dec 7, 2018
Instrument	16235
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 RIVER AVE YERINGTON NV 894473116, YERINGTON, NV 89447-3116

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Dec 11, 2018
Property Address	3869 PENNINGTON RD, LIVE OAK, CA 95953-9545
Document Number	0000016236
Instrument Date	Dec 5, 2018
Instrument	16236
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3869 PENNINGTON RD LIVE OAK CA 959539545, LIVE OAK, CA 95953-9545

Mortgage

Document Number	16237
Date	Dec 11, 2018
Instrument	16237

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2033

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,991.00 (+3.24%)	$507,556 (+4.04%) Land $172,902 Building $334,654
2023	$5,803.00	$487,849 Land $166,189 Building $321,660

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: Succeed.Net.

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