San Diego County property record for 4332 Black Duck Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 1986 |
| Lot Size | 0.4 acres (1,736 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $398,000 (Nov 2020) |
| Tax Bill | $4,774 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Nov 2020 Sale & Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-501-24-00 |
| Primary APN | 160-501-24-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,092 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 1,736 sqft (0.4 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 4332 BLACK DUCK WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-7504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 360 TR 009952 |
| Legal Subdivision | OCEANA MISSION |
| Legal Tract | 009952 |
| Legal Block | 1 |
| Legal Lot Number | 360 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18523 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4332 BLACK DUCK WAY, OCEANSIDE, CA 92057-7504 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 12, 2020 | Grant Deed, Transfer · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on Record |
| Deed Sale | Nov 12, 2020 · Amount on Record |
| Prior Sale | Apr 25, 2007 · Amount on Record |
| Deed Document Number | 2020710264 |
| Last Transfer Date | Oct 11, 2024 |
| Transfer Doc | 0000317855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4332 BLACK DUCK WAY, OCEANSIDE, CA 92057-7504 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4332 BLACK DUCK WAY, OCEANSIDE, CA 92057-7504 |
| Document Number | 0000126361 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022-0126361 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.27% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.27% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 12, 2020 |
| Property Address | 4332 BLACK DUCK WAY, OCEANSIDE, CA 92057-7504 |
| Document Number | 0000710264 |
| Map Reference | MAP 9952 |
| Instrument Date | Oct 24, 2020 |
| Instrument | 2020-0710264 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4332 BLACK DUCK WAY, OCEANSIDE, CA 92057-7504 |
| Document Number | 0000710265 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-0710265 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.08% |
| Type Change Date | Dec 1, 2021 |
| Index | 1-Year LIBOR |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $439,419 (+2%) Land $297,132 Building $142,287 | |
| 2025 | $4,774.00 (+5.27%) Homeowner's exemption | $430,804 (+4.04%) Land $291,306 Building $139,498 |
| 2023 | $4,535.00 (+1.57%) Homeowner's exemption | $414,078 Land $279,996 Building $134,082 |
| 2022 | $4,465.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: AT&T, GeoLinks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures