4320 Black Duck Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4320 Black Duck Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1986
Lot Size	0.4 acres (1,736 sqft)
Owner	2 Trust Names on File
Last Sale	$515,000 (Mar 2026)
Tax Bill	$5,851 (2025)
Deeds & Mortgages	Mar 2026 Sale Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-501-21-00`

Property Details

APN / Parcel Number

Primary APN	`160-501-21-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,736 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4320 BLACK DUCK WAY
City	OCEANSIDE
State	CA
Zip	92057-7504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 357 TR 009952
Legal Subdivision	OCEANA MISSION
Legal Tract	009952
Legal Block	1
Legal Lot Number	357
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

4320 Black Duck Way is held in a trust since March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4170 WEXLER WAY, LIVERMORE, CA 94550-8046
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NATL TTL CO SAN DIEGO
Apr 14, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Prior Sale	Apr 14, 2023 · Amount on File
Deed Document Number	202668697
Prior Transfer Date	Feb 22, 2017
Prior Transfer Doc	0000097916
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2026
Property Address	4320 BLACK DUCK WAY, OCEANSIDE, CA 92057-7504
Document Number	0000068697
Map Reference	MAP 9952
Instrument Date	Mar 9, 2026
Instrument	2026-0068697
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATL TTL CO SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4170 WEXLER WAY, LIVERMORE, CA 94550-8046

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 14, 2023
Property Address	4320 BLACK DUCK WAY, OCEANSIDE, CA 92057-7504
Document Number	0000097770
Map Reference	MAP 9952
Instrument Date	Mar 28, 2023
Instrument	2023-0097770
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 BLACK DUCK WAY, OCEANSIDE, CA 92057-7504

Mortgage

Document Number	0000097771
Date	Apr 14, 2023
Instrument	2023-0097771

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2017
Property Address	4320 BLACK DUCK WAY, OCEANSIDE, CA 92057-7504
Document Number	0000097916
Instrument Date	Feb 22, 2017
Instrument	97916
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4320 BLACK DUCK WAY OCEANSIDE CA 920577504, OCEANSIDE, CA 92057-7504

Tax Assessment & Valuation

The 2025 property tax bill for 4320 Black Duck Way was $5,851, up 3.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,603 (+2%) Land $424,483 Building $106,120
2025	$5,851.00 (+3.36%)	$520,200 Land $416,160 Building $104,040
2024	$5,661.00 (+243.92%)
2023	$1,646.00 (+6.61%)	$145,773 Land $61,374 Building $84,399
2022	$1,544.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4320 Black Duck Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 Black Duck Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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