4331 Harbor Hills Dr, Largo, FL 33770 Property Records

Pinellas County property record for 4331 Harbor Hills Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 1963
Lot Size	0.202 acres (8,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Aug 2026)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-749-3801-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-3801-0`
Alternative APNs	`06-30-15-36054-010-1270` `301506360540101270` `153006360540101270` `R61366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,819 sqft Living Area
Gross Area	2,783 sqft
1st Floor Area	1,819 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,790 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	412 sqft
Deck Area	378 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61366
Street Address	4331 HARBOR HILLS DR
City	LARGO
State	FL
Zip	33770-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR HILLS 3RD ADD BLK J, LOT 127
Legal Range	15E
Legal Township	30S
Legal Section	6
Legal Subdivision	HARBOR HILLS 3RD ADD
Legal Tract	36054
Legal Block	J
Legal Lot Number	127
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	25210

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4331 HARBOR HILLS DR, LARGO, FL 33770-4035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jan 24, 2023 · Amount on Record
Deed Document Number	2026206948
Deed Book / Page	23649 / 571
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 3, 2026
Property Address	4331 HARBOR HILLS DR, LARGO, FL 33770-4035
Document Number	0000206948
Book / Page	23649 / 571
Instrument Date	Jul 22, 2026
Instrument	2026206948
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 HARBOR HILLS DR, LARGO, FL 33770-4035

Mortgage

Document Number	0000206949,
Date	Aug 3, 2026
Instrument	2026206949

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4331 HARBOR HILLS DR, LARGO, FL 33770-4035
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1632 CLEARWATER LARGO RD 5201, 5201, CLEARWATER, FL 33756-2516

Mortgage

Document Number	0223751705
Date	Mar 15, 2023
Book Page	22375/1705
Instrument	2023067401

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 24, 2023
Property Address	4331 HARBOR HILLS DR, LARGO, FL 33770-4035
Document Number	0223241463
Book / Page	22324 / 1463
Map Reference	MB 46 PG 69&70
Instrument Date	Dec 22, 2022
Instrument	2023017794
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD # BLVD200, BLVD200, REDONDO BEACH, CA 90278-1226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 HARBOR HILLS DR, LARGO, FL 33770-4035

Mortgage

Document Number	0223241466
Date	Jan 24, 2023
Instrument	22324/1466

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 6, 2022
Property Address	4331 HARBOR HILLS DR, LARGO, FL 33770-4035
Document Number	0221270820
Book / Page	22127 / 820
Map Reference	MB 46 PG 69&70
Instrument Date	Jun 23, 2022
Instrument	2022210757
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1069 ISLAND DR, 1069, CANADA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD # 200, 200, REDONDO BEACH, CA 90278-1226
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00 (-37.03%)	$290,169 (-33.65%) Land $192,077 Building $98,092	$290,169 (-48.04%) Land $192,077 Building $98,092
2024	$7,067.00 (+1.38%)
2023	$6,971.00 (+224.84%) Homeowner's exemption	$437,350 (+176.76%)	$558,492 (+50.18%) Land $304,785 Building $253,707
2022	$2,146.00 Homeowner's exemption Widower's exemption	$158,024	$371,875 Land $241,629 Building $130,246

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 263 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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