4245 Harbor Hills Dr, Largo, FL 33770 Property Records

Pinellas County property record for 4245 Harbor Hills Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,934 sqft · built 1973
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Feb 2024)
Tax Bill	$8,872 (2025)
Deeds & Mortgages	Feb 2024 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-749-3804-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-3804-4`
Alternative APNs	`06-30-15-36054-010-1300` `301506360540101300` `153006360540101300` `R61369`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,588 sqft
1st Floor Area	1,934 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	615 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61369
Street Address	4245 HARBOR HILLS DR
City	LARGO
State	FL
Zip	33770-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR HILLS 3RD ADD BLK J, LOT 130
Legal Range	15E
Legal Township	30S
Legal Section	6
Legal Subdivision	HARBOR HILLS 3RD ADD
Legal Tract	36054
Legal Block	J
Legal Lot Number	130
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	25210

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4245 HARBOR HILLS DR, LARGO, FL 33770-4033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	202430238
Deed Book / Page	22697 / 1723
Prior Transfer Date	Jan 16, 2006
Prior Transfer Doc	0149372502
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 6, 2024
Property Address	4245 HARBOR HILLS DR, LARGO, FL 33770-4033
Document Number	0226971723
Book / Page	22697 / 1723
Map Reference	MB 46 PG 69&70
Instrument Date	Feb 5, 2024
Instrument	2024030238
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$5,005.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7085 MERCEDES LN, OOLTEWAH, TN 37363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 HARBOR HILLS DR, LARGO, FL 33770-4033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4245 HARBOR HILLS DR, LARGO, FL 33770-4033
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 HARBOR HILLS DR, LARGO, FL 33770-4033

Mortgage

Document Number	0216990774
Date	Sep 1, 2021
Book Page	21699/774
Instrument	2021288563

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 24, 2017
Property Address	4245 HARBOR HILLS DR, LARGO, FL 33770-4033
Document Number	0196411823
Book / Page	019641 / 001823
Instrument Date	May 19, 2017
Instrument	162358
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	LUXE TITLE SERVICES, LUXE TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,586.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4245 HARBOR HILLS DR LARGO FL 337704033, LARGO, FL 33770-4033

Mortgage

Document Number	196411824
Date	May 24, 2017
Book Page	019641/001824
Instrument	162359

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,872.00 (+65%) Homeowner's exemption	$544,967 (+59.96%) Land $207,887 Building $337,080	$544,967 (-2.67%) Land $207,887 Building $337,080
2024	$5,377.00 (+1.47%)
2023	$5,299.00 (+2.4%) Homeowner's exemption	$340,679 (+3%)	$559,915 (+21.54%) Land $296,007 Building $263,908
2022	$5,175.00 Homeowner's exemption	$330,756	$460,695 Land $257,724 Building $202,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 263 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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