4330 Meander Ln, Langley, WA 98260 Property Records

Island County property record for 4330 Meander Ln, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,435 sqft · built 1998
Owner	Individual Name on File
Last Sale	$610,000 (May 2018)
Tax Bill	$5,223 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`S8463-00-00008-0`

Property Details

APN / Parcel Number

Primary APN	`S8463-00-00008-0`
Alternative APN	`651538`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,435 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	1,955 sqft
2nd Floor Area	1,480 sqft
Upper Floors Area	1,480 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Asphalt
Garage Type	Mixed
Garage Area	387 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	2,185 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	651538
Street Address	4330 MEANDER LN
City	LANGLEY
State	WA
Zip	98260-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	WILKINSON TRACE - PRD LOT 8
Legal Subdivision	WILKINSON TRACE
Legal Lot Number	8
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3004
Census Tract	972000

Owner

Source: Island County records · APN S8463-00-00008-0

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4330 MEANDER LN, LANGLEY, WA 98260-9536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit IQ CU
Oct 02, 2018	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Deed Document Number	4444408
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4330 MEANDER LN, LANGLEY, WA 98260-9536
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004551093
Date	Sep 13, 2022
Instrument	4551093

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 04, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4330 MEANDER LN, LANGLEY, WA 98260-9536
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004531426
Date	Oct 14, 2021
Instrument	4531426

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	PORTLAND, OR 97239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4330 MEANDER LN, LANGLEY, WA 98260-9536
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004521545
Date	Jun 11, 2021
Instrument	4521545

Lender

Name	IQ CU
Type	Credit Union
Address	VANCOUVER, WA 98668

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4330 MEANDER LN, LANGLEY, WA 98260-9536
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004452768
Date	Oct 02, 2018
Instrument	4452768

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 01, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4330 MEANDER LN, LANGLEY, WA 98260-9536
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004487410
Date	May 27, 2020
Instrument	4487410

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	May 16, 2018
Property Address	4330 MEANDER LN, LANGLEY, WA 98260-9536
Document Number	0004444408
Map Reference	VOL1 PG10&11
Instrument Date	May 10, 2018
Instrument	4444408
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,863.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4330 MEANDER LN, LANGLEY, WA 98260-9536

Mortgage

Document Number	0004444409
Date	May 16, 2018
Instrument	4444409

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Island County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$855,156 (+0.74%) Land $280,000 Building $575,156	$855,156 (+0.74%) Land $280,000 Building $575,156
2023	$5,223.00	$848,847 (+8.84%) Land $260,000 Building $588,847	$848,847 (+8.84%) Land $260,000 Building $588,847
2022		$779,907 Land $240,000 Building $539,907	$779,907 Land $240,000 Building $539,907

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1980–2022)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 7 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Abound Ventures Fiber	1,000 / 1,000

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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