4327 Meander Ln, Langley, WA 98260 Property Records

Island County property record for 4327 Meander Ln, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,063 sqft · built 1991
Owner	Individual Name on Record
Tax Bill	$3,879 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S8463-00-00007-0`

Property Details

APN / Parcel Number

Primary APN	`S8463-00-00007-0`
Alternative APN	`651529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,063 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	1,203 sqft
2nd Floor Area	860 sqft
Upper Floors Area	860 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	651529
Street Address	4327 MEANDER LN
City	LANGLEY
State	WA
Zip	98260-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	WILKINSON TRACE - PRD LOT 7
Legal Subdivision	WILKINSON TRACE
Legal Lot Number	7
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3004
Census Tract	972000

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4327 MEANDER LN, LANGLEY, WA 98260-9536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 2, 2022	Affidavit of Death of Joint Tenant, Transfer
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK
Mar 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022
Deed Sale	Mar 2, 2022
Deed Document Number	4540736
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4327 MEANDER LN, LANGLEY, WA 98260-9536
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004526278
Date	Aug 6, 2021
Instrument	4526278

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ISLAND WA
Recording Date	Mar 2, 2022
Property Address	4327 MEANDER LN, LANGLEY, WA 98260-9536
Document Number	0004540736
Map Reference	VOL 1 PG 10&11
Instrument Date	Jul 20, 2021
Instrument	4540736
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4327 MEANDER LN, LANGLEY, WA 98260-9536

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4327 MEANDER LN, LANGLEY, WA 98260-9536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004423517
Date	Jun 1, 2017
Instrument	4423517

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4327 MEANDER LN, LANGLEY, WA 98260-9536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004461046
Date	Mar 26, 2019
Instrument	4461046

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$638,500 (+1.67%) Land $280,000 Building $358,500	$638,500 (+1.67%) Land $280,000 Building $358,500
2023	$3,879.00	$628,030 (+8.74%) Land $260,000 Building $368,030	$628,030 (+8.74%) Land $260,000 Building $368,030
2022		$577,557 Land $240,000 Building $337,557	$577,557 Land $240,000 Building $337,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1980–2022)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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