Lake County property record for 433 Winogene Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,134 sqft · built 1961 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Oct 2017) |
| Tax Bill | $1,622 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-26-0300-00B-02200 |
| Primary APN | 12-18-26-0300-00B-02200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 30 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1501211 |
|---|---|
| Street Address | 433 WINOGENE AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | UMATILLA W W SMITHS RESUB LOT 22 N 1/2 OF LOT 23 BLK B PB 6 PG 109 ORB 5011 PG 1091 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | UMATILLA W W SMITHS RESUB |
| Legal Tract | 0300 |
| Legal Block | B |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 30110 |
Source: Lake County records · APN 12-18-26-0300-00B-02200
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 WINOGENE AVE, UMATILLA, FL 32784-8113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2022 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE FINANCIAL GROUP INC |
| Oct 11, 2017 | Warranty Deed, Transfer · VA Mortgage SUNTRUST MORTGAGE INC |
| Jun 05, 2017 | Grant Deed, Transfer DOWNTOWN TITLE SERVICES LLC |
| Jan 05, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on Record |
| Deed Sale | Oct 11, 2017 · Amount on Record |
| Prior Sale | Jun 05, 2017 · Amount on Record |
| Deed Document Number | 2017108162 |
| Deed Book / Page | 5011 / 1091 |
| Prior Transfer Date | Oct 24, 2013 |
| Prior Transfer Doc | 0044010037 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 433 WINOGENE AVE, UMATILLA, FL 32784-8113 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 433 WINOGENE AVE, UMATILLA, FL 32784-8113 |
| Document Number | 0058682071 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 5868/2071 |
| Instrument | 2022000832 |
| Name | MORTGAGE FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | TAVARES, FL 32778 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 11, 2017 |
| Property Address | 433 WINOGENE AVE, UMATILLA, FL 32784-8113 |
| Document Number | 0050111091 |
| Book / Page | 5011 / 1091 |
| Map Reference | MB 6 PG 109 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 2017108162 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | DOWNTOWN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $857.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 952, UMATILLA, FL 32784-0952 |
| Name | Verified Name |
|---|---|
| Address | 433 WINOGENE AVE, UMATILLA, FL 32784-8113 |
| Document Number | 2017108163 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2017108163 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 05, 2017 |
| Property Address | 433 WINOGENE AVE, UMATILLA, FL 32784-8113 |
| Document Number | 0049531161 |
| Book / Page | 004953 / 001161 |
| Instrument Date | May 15, 2017 |
| Instrument | 60199 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | DOWNTOWN TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $511.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 39549 LAKE YALE BOAT RAMP RD UMATILLA FL 327847956, UMATILLA, FL 32784-7956 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 05, 2017 |
| Property Address | 433 WINOGENE AVE, UMATILLA, FL 32784-8113 |
| Document Number | 0048840401 |
| Book / Page | 004884 / 000401 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 612 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 17, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,650 (+2.9%) | $204,842 (-) Land $78,750 Building $126,092 | |
| 2025 | $116,280 (+5.98%) Land $78,750 Building $37,530 | $204,842 (+20.98%) Land $78,750 Building $126,092 | |
| 2024 | $1,622.00 (+4.71%) | ||
| 2023 | $1,549.00 (+7.35%) Homeowner's exemption | $109,720 (+2.99%) | $169,322 (+17.11%) Land $47,250 Building $122,072 |
| 2022 | $1,443.00 Homeowner's exemption | $106,530 | $144,585 Land $34,650 Building $109,935 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301101, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 165 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3351402, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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