Lake County property record for 424 Winogene Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,874 sqft · built 1962 |
| Lot Size | 0.43 acres (18,747 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jul 2025) |
| Tax Bill | $1,035 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-18-26-0300-00C-00600 |
| Primary APN | 12-18-26-0300-00C-00600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,174 sqft |
| 1st Floor Area | 1,874 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 18,747 sqft (0.43 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1382220 |
|---|---|
| Street Address | 424 WINOGENE AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | UMATILLA W W SMITHS RESUB LOTS 6 7 S 1/2 OF LOT 8 BLK C PB 6 PG 109 ORB 6561 PG 271 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 12 |
| Legal Subdivision | UMATILLA W W SMITHS RESUB |
| Legal Tract | 0300 |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 30110 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 424 WINOGENE AVE, UMATILLA, FL 32784-8112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 13, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Mar 13, 2019 · Amount on Record |
| Deed Document Number | 202585779 |
| Deed Book / Page | 6561 / 271 |
| Prior Transfer Date | Mar 5, 2019 |
| Prior Transfer Doc | 0052472091 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 424 WINOGENE AVE, UMATILLA, FL 32784-8112 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 42429 WEBSTER ST, ALTOONA, FL 32702-9520 |
| Document Number | 0058262450 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 5826/2450 |
| Instrument | 2021151287 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 13, 2019 |
| Property Address | 424 WINOGENE AVE, UMATILLA, FL 32784-8112 |
| Document Number | 0052472091 |
| Book / Page | 5247 / 2091 |
| Map Reference | MB 6 PG 109 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 2019027406 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | MAJESTY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $91.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 424 WINOGENE AVE, UMATILLA, FL 32784-8112 |
| Document Number | 2019027407 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 2019027407 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2034 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,742 (+181.66%) Land $87,500 Building $206,242 | $293,742 (-) Land $87,500 Building $206,242 | |
| 2025 | $104,290 (+5.98%) Land $87,500 Building $16,790 | $293,742 (+16.2%) Land $87,500 Building $206,242 | |
| 2024 | $1,035.00 (+4.76%) | ||
| 2023 | $988.00 (+2.7%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $98,410 (+2.99%) | $252,785 (+16.21%) Land $52,500 Building $200,285 |
| 2022 | $962.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $95,550 | $217,516 Land $38,500 Building $179,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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