433 Walnut Dr, East China, MI 48054 Property Records

St. Clair County property record for 433 Walnut Dr, East China, MI 48054

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,172 sqft · built 1978
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Jul 2026)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-18-750-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-18-750-0009-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	179 ft deep x 44 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 WALNUT DR
City	EAST CHINA
State	MI
Zip	48054-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 64 SUPERVISORS ROBT BAKER CANAL PLAT NO 1
Legal Subdivision	SUPRVRS ROBERT BAKER CANAL 1
Legal Lot Number	64
Legal Unit	64
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EAST CHINA
Census Block Group	3
Census Block	3007
Census Tract	643000

Owner

433 Walnut Dr is owned and occupied by an individual who bought it in July 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10416 SAINT JOHN DR, ALGONAC, MI 48001-4242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Aug 5, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FIN'L
Mar 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Document Number	202613375
Deed Book / Page	5939 / 593
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 2, 2026
Property Address	433 WALNUT DR, EAST CHINA, MI 48054-4194
Document Number	0000013375
Book / Page	5939 / 593
Instrument Date	Jun 26, 2026
Instrument	202613375
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	MICHIGAN TITLE, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,922.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10416 SAINT JOHN DR, ALGONAC, MI 48001-4242

Mortgage

Document Number	0000013245,
Date	Jul 2, 2026
Instrument	202613245

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 30, 2026
Property Address	433 WALNUT DR, EAST CHINA, MI 48054-4194
Document Number	0000013245
Book / Page	5938 / 831
Instrument Date	Jun 26, 2026
Instrument	202613245
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10416 SAINT JOHN DR, ALGONAC, MI 48001-4242

Mortgage

Document Number	0000013245,
Date	Jun 30, 2026
Book Page	5938/831
Instrument	202613245

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 5, 2021
Property Address	433 WALNUT DR, EAST CHINA, MI 48054-4194
Document Number	5404162
Book / Page	5404 / 162
Map Reference	LB 56 PG 4
Instrument Date	Jul 7, 2021
Instrument	2021022600
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 WALNUT DR, 433, EAST CHINA, MI 48054-4194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5790 ROBERTS RD, COTTRELLVILLE, MI 48039-3213

Mortgage

Document Number	2021022601
Date	Aug 5, 2021
Instrument	2021022601

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	433 WALNUT DR, EAST CHINA, MI 48054-4194
Document Number	0049230174
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 WALNUT DR CHINA MI 480544194, CHINA, MI 48054-4194

Mortgage

Document Number	0049230174
Date	Mar 6, 2018
Book Page	004923/000174

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	KALAMAZOO, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 20, 2017
Property Address	433 WALNUT DR, EAST CHINA, MI 48054-4194
Document Number	004810/137
Book / Page	4810 / 137
Instrument Date	Mar 9, 2017
Instrument	2017006873
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3761 LOTON DR, FORT GRATIOT, MI 48059-4257

Tax Assessment & Valuation

The 2025 property tax bill for 433 Walnut Dr was $2,205 with a homeowner's exemption, up 3.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	East China Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,900 (+5.52%)	$217,800
2025	$2,205.00 (+3.91%) Homeowner's exemption	$103,200
2024	$2,122.00		$206,400
2023		$73,500
2022	$2,077.00		$147,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Walnut Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	26 (2004–2021)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 Walnut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLAIR WATER AND SEWER AUTHORITY serves 5,847 people · EPA ID MI0006284
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Duke Broadband Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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