Allen County property record for 433 W Main St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft · built 1920 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,312 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3206-02-024.000 |
| Primary APN | 27-3206-02-024.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 624 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 357 sqft |
| Deck Area | 88 sqft |
| Patio Area | 374 sqft |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 433 W MAIN ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES DOWNINGS ADDITION LOT 45 FF 50.00 |
| Legal Subdivision | JAMES DOWNINGS ADDITION |
| Legal Lot Number | 45 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10200 |
433 W Main St is owned and occupied by an individual who acquired it in May 1977.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 W MAIN ST, CAIRO, OH 45820-6517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1977 |
| Deed Sale | May 1, 1977 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 433 W Main St was $1,312 with a homeowner's exemption, down 1.5% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,312.00 (-1.5%) | $41,930 (-) Land $3,570 Building $38,360 | $119,800 (-) Land $10,200 Building $109,600 |
| 2024 | $1,332.00 (+39.62%) Homeowner's exemption | $41,930 (+41.08%) Land $3,570 Building $38,360 | $119,800 Land $10,200 Building $109,600 |
| 2023 | $954.00 (-2.95%) Homeowner's exemption | $29,720 (-) Land $2,520 Building $27,200 | |
| 2022 | $983.00 Homeowner's exemption | $29,720 Land $2,520 Building $27,200 | |
| 2021 | $84,900 Land $7,200 Building $77,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 433 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Buckeye Wireless, MetaLINK Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures