426 W Main St, Cairo, OH 45820 Property Records

Allen County property record for 426 W Main St, Cairo, OH 45820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1920
Lot Size0.193 acres (8,407 sqft)
OwnerIndividual Name on File
Last Sale$28,500 (Jul 1990)
Tax Bill$1,339 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN27-2911-04-022.000

Property Details

APN / Parcel Number

Primary APN27-2911-04-022.000
Alternative APN
  • B1027291104022000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area1,835 sqft
1st Floor Area1,000 sqft
Basement Area751 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions150 ft deep x 56 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area252 sqft
Deck Area144 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address426 W MAIN ST
CityCAIRO
StateOH
Zip45820-6517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFRED ALLSTETTERS ADDN LOT 171 & 6 FT VAC ALLEY FF 50.00
Legal SubdivisionFRED ALLSTETTERS ADDN
Legal Lot Number171
JurisdictionALLEN OH
Township / Civil DivisionMONROE
Census Block Group1
Census Block1031
Census Tract10200

Owner

426 W Main St is owned and occupied by an individual who bought it in July 1990.

Source: Allen County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address426 W MAIN ST, CAIRO, OH 45820-6517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 1990 · Amount on File
Deed SaleJul 23, 1990 · Amount on File
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address426 W MAIN ST, CAIRO, OH 45820-6517
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10200014738
DateOct 20, 2021
Book Page2021/14738
Instrument202110200014738
Lender
NameSUPERIOR CU
TypeCredit Union
AddressLIMA, OH 45807
Agreement
AmountAmount on Record
Term144 Months
DueOct 13, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 426 W Main St was $1,339, down 0.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionMonroe Township
MunicipalityCairo Village
Unified School DistrictBath Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,339.00 (-0.59%)$32,310 (-) Land $3,990 Building $28,320$92,300 (-) Land $11,400 Building $80,900
2024$1,347.00 (+24.15%) Homeowner's exemption$32,310 (+40.91%) Land $3,990 Building $28,320$92,300 Land $11,400 Building $80,900
2023$1,085.00 (-0.46%) Homeowner's exemption$22,930 (-) Land $2,840 Building $20,090
2022$1,090.00 Homeowner's exemption$22,930 Land $2,840 Building $20,090
2021$65,500 Land $8,100 Building $57,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: Buckeye Wireless, MetaLINK Technologies.

Nearby Properties on W Main St

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