Berrien County property record for 433 W Main St, Benton Harbor, MI 49022
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,727 sqft · built 2010 |
| Lot Size | 0.346 acres (15,072 sqft) |
| Owner | Company Name on Record |
| Last Sale | $185,000 (Mar 2012) |
| Tax Bill | $14,240 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-0805-0016-00-8 |
| Primary APN | 54-0805-0016-00-8 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,727 sqft Total Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 15,072 sqft (0.346 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 433 W MAIN ST |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-3657 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | DISTRICT F |
| Legal Description | LOT 16 ASSESSORS PLAT NO 5 & ASSESSORS REPLAT OF PART OF EAST ST JOSEPH SUB CITY OF BENTON HARBOR MAP 467C |
| Legal Subdivision | ST JOSEPH SUB |
| Legal Lot Number | 16 |
| Legal Unit | 16 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON HARBOR |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 400 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | CHEMICAL BOULEVARD STE 580, 580, HOPKINS, MN 55305 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2012 · Amount on Record |
| Deed Sale | Mar 6, 2012 · Amount on Record |
| Deed Book / Page | 2986 / 1200 |
| Record Updated | Oct 29, 2026 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Benton Harbor City |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,000 (+50.25%) | $708,000 (+50.25%) | |
| 2025 | $14,240.00 (+12.92%) | ||
| 2023 | $235,600 | $471,200 | |
| 2022 | $12,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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