433 Valley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 433 Valley Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,602 sqft · built 1923
Lot Size	0.103 acres (4,500 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (May 2018)
Tax Bill	$17,200 (2025)
Deeds & Mortgages	Jan 2020 Sale May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02503-0000-00053`

Property Details

APN / Parcel Number

Primary APN	`13-02503-0000-00053`
Alternative APN	`130250300053`

Interior

Stories	2 Stories
Building Area	2,602 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130250300053
Street Address	433 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07043-1759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	45X100 IRR
Legal Block	2503
Legal Lot Number	53
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1011
Census Tract	16400

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	41 BATTLE RIDGE TRL, TOTOWA, NJ 07512-1621
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Grant Deed, Transfer TITLE AGENCY/NJ INC, TITLE AGCY/NJ INC
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARIO CAPALBO
May 24, 2018	Grant Deed, Transfer · Conventional Mortgage MARIO CAPALBO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Deed Document Number	201845303
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 27, 2020
Property Address	433 VALLEY RD, MONTCLAIR, NJ 07043-1759
Document Number	0000009592
Instrument Date	Dec 18, 2019
Instrument	9592
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	TITLE AGENCY/NJ INC, TITLE AGCY/NJ INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	41 BATTLE RIDGE TRL TOTOWA NJ 075121621, TOTOWA, NJ 07512-1621

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	433 VALLEY RD, MONTCLAIR, NJ 07043-1759
Document Number	0000045309
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 BATTLE RIDGE TRL TOTOWA NJ 075121621, TOTOWA, NJ 07512-1621

Mortgage

Document Number	0000045309
Date	May 24, 2018
Instrument	45309

Lender

Name	MARIO CAPALBO
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2028

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 24, 2018
Property Address	433 VALLEY RD, MONTCLAIR, NJ 07043-1759
Document Number	0000045303
Instrument Date	May 15, 2018
Instrument	45303
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 VALLEY RD MONTCLAIR NJ 070431759, MONTCLAIR, NJ 07043-1759

Mortgage

Document Number	45309
Date	May 24, 2018
Instrument	45309

Lender

Name	MARIO CAPALBO
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2028

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,200 (-) Land $290,300 Building $198,900	$489,200 (-) Land $290,300 Building $198,900
2025	$17,200.00 (+3.32%)	$489,200 (-) Land $290,300 Building $198,900	$489,200 (-) Land $290,300 Building $198,900
2024	$16,647.00 (+3.5%)
2023		$489,200 Land $290,300 Building $198,900	$489,200 Land $290,300 Building $198,900
2022	$16,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1982–2021)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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