Essex County and Montclair Township property record for 428 Valley Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 3,160 sqft · built 1902 |
| Lot Size | 0.135 acres (5,863 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $19,792 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01703-0000-00036 |
| Primary APN | 13-01703-0000-00036 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,160 sqft Living Area |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Construction Type | Frame |
| Lot Area | 5,863 sqft (0.135 acres) |
| Old Parcel Number | 130170300036 |
|---|---|
| Street Address | 428 VALLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 5863SF |
| Legal Block | 1703 |
| Legal Lot Number | 36 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 16400 |
428 Valley Rd is owned and occupied by an individual who acquired it in August 1993.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 VALLEY RD, MONTCLAIR, NJ 07043-1794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 1993 |
| Deed Sale | Aug 10, 1993 |
| Prior Sale | Aug 10, 1993 |
| Deed Book / Page | 5272 / 101 |
| Prior Transfer Date | Dec 14, 1992 |
| Prior Transfer Doc | 5272000101 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 428 Valley Rd was $19,792, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,900 (-) Land $263,500 Building $299,400 | $562,900 (-) Land $263,500 Building $299,400 | |
| 2025 | $19,792.00 (+3.33%) | $562,900 Land $263,500 Building $299,400 | $562,900 Land $263,500 Building $299,400 |
| 2024 | $19,155.00 | ||
| 2023 | $562,900 Land $263,500 Building $299,400 | $562,900 Land $263,500 Building $299,400 | |
| 2022 | $18,508.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Valley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 40 (1982–2021) |
| Claims Outside the SFHA | 9 of 40 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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