433 Twin Lakes Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 433 Twin Lakes Dr, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,407 sqft · built 2018
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Jul 2018)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Jul 2017 Construction Loan Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`136074-0690`

Property Details

APN / Parcel Number

Primary APN	`136074-0690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,407 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	40 sqft
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 TWIN LAKES DR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	62/13-24 TWIN LAKES LOT 69 OR4576/1864
Legal Range	29E
Legal Township	08S
Legal Section	03
Legal Subdivision	TWIN LAKES
Legal Block	1
Legal Lot Number	69
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1009
Census Tract	21103

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	433 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8374
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · Construction Mortgage HARBOR COMMUNITY BANK
Jul 9, 2018	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Jul 6, 2016 · Amount on Record
Deed Document Number	201848514
Deed Book / Page	4576 / 1864
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	433 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8374
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044060565
Date	Jul 19, 2017
Book Page	4406/0565
Instrument	2017049503

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	FORT PIERCE, FL 34950

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 9, 2018
Property Address	433 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8374
Document Number	0045761864
Book / Page	004576 / 001864
Instrument Date	Jul 9, 2018
Instrument	48514
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	433 TWIN LAKES DR ST AUGUSTINE FL 320848374, ST AUGUSTINE, FL 32084-8374

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,847 (+2.7%)	$310,988 (+3.99%) Land $75,000 Building $235,988
2025	$2,614.00 (+14%) Homeowner's exemption Widower's exemption	$213,093 (+5.99%)	$299,060 (-4.15%) Land $75,000 Building $224,060
2024	$2,293.00 (+2.23%)
2023	$2,243.00 (+0.85%) Homeowner's exemption Widower's exemption	$201,055 (+3%)	$312,007 (+9.8%) Land $75,000 Building $237,007
2022	$2,224.00 Homeowner's exemption Widower's exemption	$195,199	$284,156 Land $78,400 Building $205,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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