St. Johns County property record for 426 Twin Lakes Dr, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,801 sqft · built 2010 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Nov 2015) |
| Tax Bill | $3,059 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136074-0680 |
| Primary APN | 136074-0680 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,801 sqft Living Area |
| Gross Area | 2,609 sqft |
| 1st Floor Area | 1,801 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 848 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 426 TWIN LAKES DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 62/13-24 TWIN LAKES LOT 68 OR4116/1506 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21103 |
426 Twin Lakes Dr is owned and occupied by an individual who bought it in November 2015.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Dec 13, 2017 | Deed of Trust, Mortgage · Conventional with PMI COMMUNITY FIRST CU/FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2015 · Amount on File |
| Deed Sale | Nov 30, 2015 · Amount on File |
| Prior Sale | Mar 30, 2010 · Amount on File |
| Deed Document Number | 201574964 |
| Deed Book / Page | 4116 / 1506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 426 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8374 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 426 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8374 |
| Document Number | 0054501400 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 5450/1400 |
| Instrument | 2021137884 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 426 TWIN LAKES DR, SAINT AUGUSTINE, FL 32084-8374 |
| Document Number | 0044800146 |
| Book / Page | 004480 / 000146 |
| Instrument Date | Dec 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 426 TWIN LAKES DR ST AUGUSTINE FL 320848374, ST AUGUSTINE, FL 32084-8374 |
| Document Number | 0044800146 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 004480/000146 |
| Instrument | 86360 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2047 |
The 2025 property tax bill for 426 Twin Lakes Dr was $3,059 with a homeowner's exemption, up 13.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,635 (+2.7%) | $373,815 (+7.31%) Land $75,000 Building $298,815 | |
| 2025 | $3,059.00 (+13.42%) Homeowner's exemption | $241,125 (+2.9%) | $348,344 (-0.81%) Land $75,000 Building $273,344 |
| 2024 | $2,697.00 (+2.08%) Homeowner's exemption | $234,329 (+3%) | $351,181 (-3.89%) Land $75,000 Building $276,181 |
| 2023 | $2,642.00 (+3.24%) Homeowner's exemption | $227,504 (+3%) | $365,401 (+8.81%) Land $75,000 Building $290,401 |
| 2022 | $2,559.00 Homeowner's exemption | $220,878 | $335,825 Land $78,400 Building $257,425 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Twin Lakes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Twin Lakes Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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