433 State St, Osage, IA 50461 Property Records

Mitchell County property record for 433 State St, Osage, IA 50461

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,840 sqft · built 1899
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 2013)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1026226012`

Property Details

APN / Parcel Number

Primary APN	`1026226012`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	782 sqft
Basement Area	1,058 sqft
Unfinished Basement	1,058 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	433 STATE ST
City	OSAGE
State	IA
Zip	50461-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 159
Legal Block	159
Legal Lot Number	12
Jurisdiction	MITCHELL IA
Township / Civil Division	OSAGE
Census Block Group	3
Census Block	3002
Census Tract	560300

Owner

433 State St is owned and occupied by an individual who bought it in September 2013.

Source: Mitchell County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	433 STATE ST, OSAGE, IA 50461-1939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2013 · Amount on File
Deed Sale	Sep 6, 2013 · Amount on File
Deed Document Number	20131651
Deed Book / Page	2013 / 1651
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL IA
Recording Date	Apr 18, 2019
Property Address	433 STATE ST, OSAGE, IA 50461-1939
Document Number	002019/562
Book / Page	2019 / 562
Instrument Date	Apr 17, 2019
Instrument	562
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 STATE ST, OSAGE, IA 50461-1939

Mortgage

Document Number	002019/563
Date	Apr 18, 2019
Book Page	2019/563
Instrument	563

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 433 State St was $3,192 with a homeowner's exemption, down 5.1% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Municipality	Osage City
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 (-5.11%) Homeowner's exemption	$212,350 Land $9,900 Building $202,450	$212,350 Land $9,900 Building $202,450
2024	$3,364.00
2023		$198,200 (+35.95%) Land $9,900 Building $188,300	$198,200 Land $9,900 Building $188,300
2022	$2,826.00 Homeowner's exemption	$145,790 Land $9,900 Building $135,890
2021			$145,790 Land $9,900 Building $135,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 State St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2024)
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Osage Municipal Utilities Cable	500 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20