Mitchell County property record for 421 State St, Osage, IA 50461
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,040 sqft · built 1902 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,000 (Sep 2025) |
| Tax Bill | $1,602 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1026226010 |
| Primary APN | 1026226010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 421 STATE ST |
|---|---|
| City | OSAGE |
| State | IA |
| Zip | 50461-1939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 159 |
| Legal Subdivision | CITY OF OSAGE |
| Legal Block | 159 |
| Legal Lot Number | 10 |
| Jurisdiction | MITCHELL IA |
| Township / Civil Division | OSAGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 560300 |
Source: Mitchell County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 STATE ST, OSAGE, IA 50461-1939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 8, 2025 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Oct 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage CUSB BANK |
| Sep 23, 2019 | Deed, Transfer |
| Aug 31, 2016 | Warranty Deed, Transfer HOMEWARD INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on Record |
| Deed Sale | Sep 8, 2025 · Amount on Record |
| Prior Sale | Oct 12, 2021 · Amount on Record |
| Deed Book / Page | 2025 / 1289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Sep 8, 2025 |
| Property Address | 421 STATE ST, OSAGE, IA 50461-1939 |
| Document Number | 02025/1289 |
| Book / Page | 2025 / 1289 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025 1289 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 STATE ST, OSAGE, IA 50461-1939 |
| Document Number | 0020251290 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2025 1290 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Oct 12, 2021 |
| Property Address | 421 STATE ST, OSAGE, IA 50461-1939 |
| Document Number | 02021/1955 |
| Book / Page | 2021 / 1955 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2021 1955 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 STATE ST, OSAGE, IA 50461-1939 |
| Document Number | 0020211956 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021 1956 |
| Name | CUSB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Sep 23, 2019 |
| Property Address | 421 STATE ST, OSAGE, IA 50461-1939 |
| Document Number | 02019/1527 |
| Book / Page | 2019 / 1527 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 1527 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1210 OAK ST, OSAGE, IA 50461-1803 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL IA |
| Recording Date | Aug 31, 2016 |
| Property Address | 421 STATE ST, OSAGE, IA 50461-1939 |
| Document Number | 02016/1508 |
| Book / Page | 2016 / 1508 |
| Instrument Date | Aug 26, 2016 |
| Instrument | 2016 1508 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 STATE ST, OSAGE, IA 50461-1939 |
| Document Number | 02016/1510 |
|---|---|
| Date | Aug 31, 2016 |
| Book Page | 2016/1510 |
| Instrument | 2016 1510 |
| Name | HOMEWARD INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CLARION, IA 50525 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 21, 2026 |
Source: Mitchell County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mitchell County |
| Municipality | Osage City |
| Unified School District | Osage Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,602.00 (+2.69%) Homeowner's exemption | $111,970 (+7.62%) Land $9,900 Building $102,070 | $111,970 (+7.62%) Land $9,900 Building $102,070 |
| 2024 | $1,560.00 (+19.08%) | ||
| 2023 | $104,040 (+33.09%) Land $9,900 Building $94,140 | $104,040 (+33.09%) Land $9,900 Building $94,140 | |
| 2022 | $1,310.00 Homeowner's exemption | $78,170 Land $9,900 Building $68,270 | |
| 2021 | $78,170 Land $9,900 Building $68,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSAGE MUNICIPAL WATER SUPPLY serves 3,637 people · EPA ID IA6663001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 11 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Osage Municipal Utilities Cable | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures