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433 Spruce St, Aptos, CA 95003 Property Records

Santa Cruz County property record for 433 Spruce St, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1964
Square Footage1,080 sqft Living Area
Lot Size6,752 sqft (0.155 acres)
OccupancyOwner Occupied
Last Sale$750,000 (2018)
Tax Bill$10,988.00 (2025)

Property Details

APN / Parcel Number

Primary APN038-112-33
Alternative APN
  • 038-112-33-000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,080 sqft Living Area
Gross Area1,480 sqft Gross Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,752 sqft (0.155 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address433 SPRUCE ST
CityAPTOS
StateCA
Zip95003-3700
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionMAR VISTA
Legal BlockE
Legal Lot Number3
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1007
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-112-33

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address433 SPRUCE ST, APTOS, CA 95003-3700
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2019Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Jan 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Jun 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 14, 2018Grant Deed, Transfer · Conventional Mortgage
CLET V & J 2003 TRUST (PT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2018 · Amount on Record
Deed SaleSep 14, 2018 · Amount on Record
Deed Doc Number201828118
Prior Transfer DateFeb 12, 2003
Prior Transfer Doc0000058956
Record RefreshedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address433 SPRUCE ST, APTOS, CA 95003-3700
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022692
DateAug 08, 2019
Instrument2019-0022692
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address433 SPRUCE ST, APTOS, CA 95003-3700
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001389
DateJan 17, 2019
Instrument2019-0001389
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address433 SPRUCE ST, APTOS, CA 95003-3700
Document Number0000022390
Instrument DateJun 09, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address433 SPRUCE ST APTOS CA 950033700, APTOS, CA 95003-3700

Mortgage

Document Number0000022390
DateJun 24, 2020
Instrument22390
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 23, 2050

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 14, 2018
Property Address433 SPRUCE ST, APTOS, CA 95003-3700
Document Number0000028118
Instrument DateSep 10, 2018
Instrument28118
Transaction TypeTransfer
Record UpdatedDec 04, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address433 SPRUCE ST APTOS CA 950033700, APTOS, CA 95003-3700

Mortgage

Document Number31317
DateSep 14, 2018
Instrument31317
Lender
NameCLET V & J 2003 TRUST (PT)
Address1336 WHITE OAK PL, GILROY, CA 95020-2501
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$853,372 (+2%) Land $725,366 Building $128,006
2025$10,988.00 (+10.32%) Homeowner's exemption$836,639 (+4.04%) Land $711,143 Building $125,496
2023$9,960.00 (+2.27%) Homeowner's exemption$804,152 Land $683,529 Building $120,623$772,740
2022$9,739.00

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