513 Spruce St, Aptos, CA 95003 Property Records

Santa Cruz County property record for 513 Spruce St, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1963
Square Footage1,421 sqft Living Area
Lot Size4,051 sqft (0.093 acres)
OccupancyOwner Occupied
Last Sale$876,000 (2018)
Tax Bill$12,577.00 (2025)

Property Details

APN / Parcel Number

Primary APN038-112-08
Alternative APN
  • 038-112-08-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,421 sqft Living Area
Gross Area1,630 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleBungalow Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area4,051 sqft (0.093 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area209 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address513 SPRUCE ST
CityAPTOS
StateCA
Zip95003-3718
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionSEACLIFF PARK SUB #6
Legal Lot Number20
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1018
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-112-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address513 SPRUCE ST, APTOS, CA 95003-3718
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2022Intrafamily Transfer, Transfer
Feb 04, 2022Intrafamily Transfer, Transfer
May 23, 2019Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Oct 24, 2018Grant Deed, Transfer
STEWART TITLE, STEWART TITLE/CA
Jan 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
KRKABOB INCORPORATED KRKABOB INCORPORATED

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleDec 16, 2016 · Amount on Record
Deed Doc Number201832108
Last Transfer DateJan 20, 2022
Transfer Doc0000003938
Record RefreshedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateFeb 04, 2022
Property Address513 SPRUCE ST, APTOS, CA 95003-3718
Document Number0000003939
Map ReferenceVOL 18 PG 68
Instrument DateJan 20, 2022
Instrument2022-0003939
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address513 SPRUCE ST, APTOS, CA 95003-3718

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateFeb 04, 2022
Property Address513 SPRUCE ST, APTOS, CA 95003-3718
Document Number0000003938
Map ReferenceVOL 18 PG 68
Instrument DateJan 20, 2022
Instrument2022-0003938
Transaction TypeTransfer
Record UpdatedFeb 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address513 SPRUCE ST, APTOS, CA 95003-3718

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address513 SPRUCE ST, APTOS, CA 95003-3718
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013848
DateMay 23, 2019
Instrument2019-0013848
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 24, 2018
Property Address513 SPRUCE ST, APTOS, CA 95003-3718
Document Number0000032108
Instrument DateOct 19, 2018
Instrument32108
Transaction TypeTransfer
Record UpdatedNov 12, 2018
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount Recorded
Tax$963.60
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address513 SPRUCE ST APTOS CA 950033718, APTOS, CA 95003-3718

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address513 SPRUCE ST, APTOS, CA 95003-3718
Document Number0000003003
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address513 SPRUCE ST APTOS CA 950033718, APTOS, CA 95003-3718

Mortgage

Document Number0000003003
DateJan 25, 2017
Instrument3003
Lender
NameKRKABOB INCORPORATED KRKABOB INCORPORATED
TypeBank
Address3478 BUSKIRK AVE # 262, PLEASANT HILL, CA 94523-4358
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 24, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$996,739 (+2%) Land $747,554 Building $249,185
2025$12,577.00 (+7.85%) Homeowner's exemption$977,195 (+4.04%) Land $732,896 Building $244,299
2024$11,662.00 (+2.1%)
2023$11,422.00 (+2.2%) Homeowner's exemption$939,249 Land $704,437 Building $234,812$1,022,130
2022$11,176.00

Flood & Wildfire

513 Spruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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