433 Spruce Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 433 Spruce Ave, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	1,126 sqft · built 1940
Lot Size	0.359 acres (15,625 sqft)
Owner	Individual Name on Record
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Nov 2022 Transfer Jan 2023 Transfer + 2 more
APN	`11-00716-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`11-00716-0000-00007`

Interior

Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Tudor
Construction Type	Frame
Lot Area	15,625 sqft (0.359 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	433 SPRUCE AVE
City	GALLOWAY
State	NJ
Zip	08205-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	TOWNSHIP/GALLOWAY
Legal Block	716
Legal Lot Number	7
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	3
Census Block	3033
Census Tract	10403

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5712 GLORIA LN, EGG HARBOR CITY, NJ 08215-4297
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Intrafamily Transfer, Transfer
Jan 18, 2023	Intrafamily Transfer, Transfer
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/ABSECON
Apr 14, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 7, 2022
Transfer Doc	0000059848
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ATLANTIC NJ
Recording Date	Nov 7, 2022
Property Address	433 SPRUCE AVE, GALLOWAY, NJ 08205-4545
Document Number	0000059848
Instrument Date	Nov 7, 2022
Instrument	2022059848
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$2.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 SPRUCE AVE, 433, GALLOWAY, NJ 08205-4545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5712 GLORIA LN, EGG HARBOR CITY, NJ 08215-4297

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ATLANTIC NJ
Recording Date	Jan 18, 2023
Property Address	433 SPRUCE AVE, GALLOWAY, NJ 08205-4545
Document Number	0000003523
Instrument Date	Nov 7, 2022
Instrument	2023003523
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$2.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	SPRUCE AVE, GALLOWAY, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5712 GLORIA LN, EGG HARBOR CITY, NJ 08215-4297

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	433 SPRUCE AVE, GALLOWAY, NJ 08205-4545
Document Number	0000058337
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 SPRUCE AVE GALLOWAY NJ 082054545, GALLOWAY, NJ 08205-4545

Mortgage

Document Number	0000058337
Date	Oct 20, 2017
Instrument	58337

Lender

Name	FIRST NAT'L BK/ABSECON
Type	Bank
Address	ABSECON, NJ 08201-0324

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 19, 2027

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	433 SPRUCE AVE, GALLOWAY, NJ 08205-4545
Document Number	0000058587
Instrument Date	Apr 14, 2011
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 SPRUCE AVE GALLOWAY NJ 082054545, GALLOWAY, NJ 08205-4545

Mortgage

Document Number	0000058587
Date	Oct 23, 2017
Instrument	58587

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	ABSECON, NJ 08201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 22, 2022

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,200 (-) Land $47,900 Building $85,300	$133,200 (-) Land $47,900 Building $85,300
2025	$4,515.00 (+1.55%)	$133,200 (-) Land $47,900 Building $85,300	$133,200 (-) Land $47,900 Building $85,300
2024	$4,446.00 (+3.95%)
2023		$133,200 Land $47,900 Building $85,300	$133,200 Land $47,900 Building $85,300
2022	$4,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1992–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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