429 Spruce Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 429 Spruce Ave, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details1,008 sqft · built 1973
Lot Size0.287 acres (12,502 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Dec 2024)
Tax Bill$4,275 (2025)
Deeds & MortgagesMar 2026 Mortgage
APN11-00716-0000-00008-02

Property Details

APN / Parcel Number

Primary APN11-00716-0000-00008-02
Alternative APNs
  • 11007160000000080002
  • 11007160000000082

Interior

Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number11007160000000082
Street Address429 SPRUCE AVE
CityGALLOWAY
StateNJ
Zip08205-4545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionPINEHURST DEV SEC G
Legal Block716
Legal Lot Number8.2
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group3
Census Block3033
Census Tract10403

Owner

429 Spruce Ave is owned and occupied by an individual who bought it in December 2024.

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address429 SPRUCE AVE, GALLOWAY, NJ 08205-4545
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2024 · Amount on File
Deed SaleDec 17, 2024 · Amount on File
Prior SaleOct 20, 2004 · Amount on File
Deed Document Number202449777
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address429 SPRUCE AVE, GALLOWAY, NJ 08205-4545
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 SPRUCE AVE, GALLOWAY, NJ 08205-4545

Mortgage

Document Number0000007966
DateMar 5, 2026
Instrument2026007966
Lender
NameAFFORDABLE MORTGAGE ADVISORS LLC
TypeMortgage Company
AddressPITTSBURGH, PA 15205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 429 Spruce Ave was $4,275, up 1.6% from the year before.

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,200 (+40.52%) Land $46,500 Building $130,700$177,200 (+40.52%) Land $46,500 Building $130,700
2025$4,275.00 (+1.57%)$126,100 Land $46,500 Building $79,600$126,100 Land $46,500 Building $79,600
2024$4,209.00
2023$126,100 Land $46,500 Building $79,600$126,100 Land $46,500 Building $79,600
2022$4,049.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 429 Spruce Ave; there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1992–2012)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Spruce Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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