433 Smee Rd, Middletown, DE 19709 Property Records

New Castle County property record for 433 Smee Rd, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,203 sqft · built 2018
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$229,907 (Sep 2018)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-019.31-110`

Property Details

APN / Parcel Number

Primary APN	`13-019.31-110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,203 sqft Living Area
1st Floor Area	473 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	433 SMEE RD
City	MIDDLETOWN
State	DE
Zip	19709-9939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	HIGH HOOK FARMS
Legal Lot Number	259
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2072
Census Tract	16608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Okolona listed 1985 · 1 contributing resources · NRIS 85003527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

433 Smee Rd is owned and occupied by an individual who bought it in September 2018.

Source: New Castle County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	433 SMEE RD, MIDDLETOWN, DE 19709-9939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 18, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 24, 2018	Deed, Transfer · Stand-Alone Second Mortgage DEPARTMENT OF COMMUNITY SERVICES OF
Apr 25, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	Apr 25, 2018
Deed Document Number	201848391
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	433 SMEE RD, MIDDLETOWN, DE 19709-9939
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 SMEE RD, MIDDLETOWN, DE 19709-9939

Mortgage

Document Number	0000044446
Date	Jul 7, 2023
Instrument	20230707-0044446

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Jun 1, 2063

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Property Address	433 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000028961
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 SMEE RD MIDDLETOWN DE 197099939, MIDDLETOWN, DE 19709-9939

Mortgage

Document Number	0000028961
Date	Apr 14, 2020
Instrument	28961

Lender

Name	PENNYMAC
Address	6101 CONDOR DR, MOORPARK, CA 93021-2602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Interest

Rate	4%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	433 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000035895
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 SMEE RD MIDDLETOWN DE 197099939, MIDDLETOWN, DE 19709-9939

Mortgage

Document Number	0000035895
Date	May 7, 2020
Instrument	35895

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 24, 2018
Property Address	433 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000048391
Map Reference	PL 20160608-0027390
Instrument Date	Aug 31, 2018
Instrument	20180924-0048391
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 SMEE RD, MIDDLETOWN, DE 19709-9939

Mortgage

Document Number	0000048393
Date	Sep 24, 2018
Instrument	20180924-0048393

Lender

Name	DEPARTMENT OF COMMUNITY SERVICES OF
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000048392
Date	Sep 24, 2018
Instrument	20180924-0048392

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 25, 2018
Property Address	433 SMEE RD, MIDDLETOWN, DE 19709-9939
Document Number	0000019507
Instrument Date	Apr 20, 2018
Instrument	19507
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,060.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 WRANGLE HILL RD #210 BEAR DE 197013838, 210, BEAR, DE 19701-3838
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 433 Smee Rd was $3,188.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,188.00	$395,000 Land $95,400 Building $299,600
2024			$331,560
2023	$2,791.00	$75,200 Land $4,400 Building $70,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Smee Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Smee Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Breezeline.

Cell Coverage

5G (outdoors only) and 4G LTE

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