428 Smee Rd, Middletown, DE 19709 Property Records

New Castle County property record for 428 Smee Rd, Middletown, DE 19709

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,224 sqft · built 2017
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-019.31-140`

Property Details

APN / Parcel Number

Primary APN	`13-019.31-140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	932 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	428 SMEE RD
City	MIDDLETOWN
State	DE
Zip	19709-9940
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	S
Legal Subdivision	HIGH HOOK FARMS
Legal Lot Number	234
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2051
Census Tract	16608

Owner

428 Smee Rd, a duplex, is owned and occupied by two individuals.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 SMEE RD, MIDDLETOWN, DE 19709-9940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed, Transfer · Line of Credit TRIDENT MORTGAGE COMPANY LP
Oct 3, 2017	Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 21, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jul 6, 2020
Property Address	428 SMEE RD, MIDDLETOWN, DE 19709-9940
Document Number	0000054926
Map Reference	MF20160608-0027390
Instrument	20200706-0054926
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 SMEE RD, MIDDLETOWN, DE 19709-9940

Mortgage

Document Number	0000054930
Date	Jul 6, 2020
Instrument	20200706-0054930

Lender

Name	TRIDENT MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Oct 3, 2017
Property Address	428 SMEE RD, MIDDLETOWN, DE 19709-9940
Document Number	0000051412
Instrument Date	Sep 22, 2017
Instrument	20171003-0051412
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SMEE RD, MIDDLETOWN, DE 19709-9940

Mortgage

Document Number	0000051413
Date	Oct 3, 2017
Instrument	20171003-0051413

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jun 21, 2017
Property Address	428 SMEE RD, MIDDLETOWN, DE 19709-9940
Document Number	0000030813
Instrument Date	Jun 14, 2017
Instrument	30813
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,080.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 WRANGLE HILL RD #210 BEAR DE 197013838, 210, BEAR, DE 19701-3838
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 428 Smee Rd was $3,643.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,643.00	$451,400 Land $95,400 Building $356,000
2023	$3,318.00	$89,400 Land $7,200 Building $82,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 428 Smee Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Smee Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Breezeline.

Cell Coverage

5G (outdoors only) and 4G LTE

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