433 S Spencer, Mesa, AZ 85204 Property Records

Maricopa County property record for 433 S Spencer, Mesa, AZ 85204

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1955
Lot Size	0.237 acres (10,315 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (May 2017)
Tax Bill	$739 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`139-21-004`

Property Details

APN / Parcel Number

Primary APN	`139-21-004`
Alternative APN	`139210042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	10,315 sqft (0.237 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	433 S SPENCER
City	MESA
State	AZ
Zip	85204-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BIGELOW ADD MCR 50/49
Legal Range	5E
Legal Township	1N
Legal Section	26
Legal Subdivision	BIGELOW ADD
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	421902

Owner

433 S Spencer is owned and occupied by two individuals who acquired it in April 2021.

Source: Maricopa County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	433 S SPENCER, MESA, AZ 85204-2632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 12, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST CALIFORNIA MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Prior Sale	Jun 20, 2012 · Amount on File
Deed Document Number	2017347301
Last Transfer Date	Apr 14, 2021
Transfer Doc	0000439049
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 20, 2021
Property Address	433 S SPENCER, MESA, AZ 85204-2632
Document Number	0000439049
Map Reference	MB 50 PG 49
Instrument Date	Apr 14, 2021
Instrument	20210439049
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EQUITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	433 S SPENCER, MESA, AZ 85204-2632

Mortgage

Document Number	0000439050
Date	Apr 20, 2021
Instrument	20210439050

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 12, 2017
Property Address	433 S SPENCER, MESA, AZ 85204-2632
Document Number	0000347301
Map Reference	MB 50 PG 49
Instrument Date	Apr 19, 2017
Instrument	2017-0347301
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 S SPENCER, 433, MESA, AZ 85204-2632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 S SPENCER, MESA, AZ 85204-2632

Mortgage

Document Number	0000347302
Date	May 12, 2017
Instrument	2017-0347302

Lender

Name	FIRST CALIFORNIA MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 433 S Spencer was $739.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,520 (+266.17%)	$305,200 (+4.52%) Land $61,000 Building $244,200
2025	$739.00	$8,335 (-72.65%)	$292,000 (-4.17%) Land $58,400 Building $233,600
2024		$30,470	$304,700 Land $60,900 Building $243,800
2023	$753.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 S Spencer in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 S Spencer is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400

May also be available: AT&T, CenturyLink, FiberFirst, GeoLinks, T-Mobile.

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