428 S Spencer, Mesa, AZ 85204 Property Records

Maricopa County property record for 428 S Spencer, Mesa, AZ 85204 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1955
Square Footage1,268 sqft Living Area
Lot Size9,270 sqft (0.213 acres)
GarageCarport
Last Sale$380,000 (2025)
Tax Bill$739.00 (2025)

Property Details

APN / Parcel Number

Primary APN139-21-031
Alternative APN
  • 139210310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,268 sqft Living Area
Gross Area1,468 sqft Gross Area
1st Floor1,268 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBlock Exterior
Construction TypeConcrete Blocks Construction
Roof MaterialAsphalt Roof
Lot Area9,270 sqft (0.213 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Patio Area200 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address428 S SPENCER
CityMESA
StateAZ
Zip85204-2633
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILLERS ADD MCR 50/30
Legal Range5E
Legal Township1N
Legal Section26
Legal SubdivisionMILLERS ADD
Legal Block2
Legal Lot Number6
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup1
Census Block1001
Census Tract421902

Owner

Source: Maricopa County records · APN 139-21-031

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3649 E QUENTON DR, MESA, AZ 85215-9711
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Nov 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 31, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2025 · Amount on Record
Deed SaleJun 20, 2025 · Amount on Record
Prior SaleJul 31, 2017 · Amount on Record
Deed Doc Number2025356052
Prior Transfer DateJan 31, 2003
Prior Transfer Doc0000129420
Record RefreshedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address428 S SPENCER, MESA, AZ 85204-2633
Transaction TypeMortgage
Record UpdatedMar 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 S SPENCER, MESA, AZ 85204-2633

Mortgage

Document Number0000098314
DateFeb 28, 2023
Instrument20230098314
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address428 S SPENCER, MESA, AZ 85204-2633
Transaction TypeMortgage
Record UpdatedJul 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 S SPENCER, MESA, AZ 85204-2633

Mortgage

Document Number0001128905
DateOct 20, 2021
Instrument20211128905
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address428 S SPENCER, MESA, AZ 85204-2633
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanyEQUITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 S SPENCER, MESA, AZ 85204-2633

Mortgage

Document Number0001091708
DateNov 09, 2020
Instrument20201091708
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 31, 2017
Property Address428 S SPENCER, MESA, AZ 85204-2633
Document Number0000557381
Map ReferenceMB 50 PG 30
Instrument DateJul 17, 2017
Instrument2017-0557381
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyGREAT AMERICAN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified

Transferred From (Grantor/Seller)

NameVerified Name
Address6031 N 40TH ST, 6031, PARADISE VALLEY, AZ 85253-3902

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 S SPENCER, MESA, AZ 85204-2633

Mortgage

Document Number0000557382
DateJul 31, 2017
Instrument2017-0557382
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityMesa City
Unified School DistrictMesa Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$29,550 (+251.37%)$295,500 (+4.49%) Land $59,100 Building $236,400
2025$739.00 (-1.86%)$8,410 (-71.55%)$282,800 (-4.33%) Land $56,500 Building $226,300
2024$29,560$295,600 Land $59,100 Building $236,500
2023$753.00

Flood & Wildfire

428 S Spencer is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
1st percentile of exposed land nationally · less than 1% in Arizona
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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