433 S Laurel St, Turlock, CA 95380 Property Records

Stanislaus County property record for 433 S Laurel St, Turlock, CA 95380

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 2,362 sqft · built 1932
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2016)
Tax Bill	$3,675 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-027-017-000`

Property Details

APN / Parcel Number

Primary APN	`050-027-017-000`
Alternative APNs	`0502717000` `0502717`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,362 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Wood
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Corner
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	433 S LAUREL ST
City	TURLOCK
State	CA
Zip	95380-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 00442 LOT 000014 MAP 000009 00025
Legal Subdivision	TURLOCK
Legal Block	4
Legal Lot Number	14-16
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	4
Census Block	4002
Census Tract	3802

Owner

433 S Laurel St is owned and occupied by two individuals who bought it in November 2016.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 S LAUREL ST, TURLOCK, CA 95380-5309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2016 · Amount on File
Deed Sale	Nov 10, 2016 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	201689225
Prior Transfer Date	Nov 29, 2011
Prior Transfer Doc	0000099876
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	433 S LAUREL ST, TURLOCK, CA 95380-5309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077675
Date	Oct 20, 2017
Instrument	2017-0077675

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Feb 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	433 S LAUREL ST, TURLOCK, CA 95380-5309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049692
Date	Jul 15, 2020
Instrument	2020-0049692

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 433 S Laurel St was $3,675, up 1.8% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,675.00 (+1.8%)	$343,293 (+2%) Land $106,537 Building $236,756
2025	$3,610.00	$336,563 Land $104,449 Building $232,114
2023	$3,538.00 (+1.29%)	$323,495 Land $100,394 Building $223,101
2022	$3,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 433 S Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 433 S Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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