431 S Laurel St, Turlock, CA 95380 Property Records

Stanislaus County property record for 431 S Laurel St, Turlock, CA 95380

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,327 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2022)
Tax Bill	$3,824 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`050-027-018-000`

Property Details

APN / Parcel Number

Primary APN	`050-027-018-000`
Alternative APNs	`0502718000` `0502718`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,327 sqft Living Area
1st Floor Area	1,327 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	1 Parking Space
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 S LAUREL ST
City	TURLOCK
State	CA
Zip	95380-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TURLOCK
Legal Block	4
Legal Lot Number	12&13
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	4
Census Block	4002
Census Tract	3802

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	431 S LAUREL ST, TURLOCK, CA 95380-5309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOVEMENT MORTGAGE
May 20, 2022	Grant Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 14, 2017	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	202238111
Prior Transfer Date	Feb 1, 2005
Prior Transfer Doc	0000019694
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	431 S LAUREL ST, TURLOCK, CA 95380-5309
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S LAUREL ST, TURLOCK, CA 95380-5309

Mortgage

Document Number	0000041167
Date	Sep 1, 2023
Instrument	2023-0041167

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2063

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	431 S LAUREL ST, TURLOCK, CA 95380-5309
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S LAUREL ST, TURLOCK, CA 95380-5309

Mortgage

Document Number	0000016664
Date	Apr 17, 2023
Instrument	2023-0016664

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2063

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	431 S LAUREL ST, TURLOCK, CA 95380-5309
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S LAUREL ST, TURLOCK, CA 95380-5309

Mortgage

Document Number	0000071400
Date	Sep 18, 2020
Instrument	2020-0071400

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Feb 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	431 S LAUREL ST, TURLOCK, CA 95380-5309
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 WILLOW ST, ATWATER, CA 95301-3955

Mortgage

Document Number	0000038114
Date	May 20, 2022
Instrument	2022-0038114

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 17, 2052

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 20, 2022
Property Address	431 S LAUREL ST, TURLOCK, CA 95380-5309
Document Number	0000038111
Map Reference	VOL 9 PG 25
Instrument Date	May 6, 2022
Instrument	2022-0038111
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S LAUREL ST, TURLOCK, CA 95380-5309

Mortgage

Document Number	0000038112
Date	May 20, 2022
Instrument	2022-0038112

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000038113
Date	May 20, 2022
Instrument	2022-0038113

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 17, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	431 S LAUREL ST, TURLOCK, CA 95380-5309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025164
Date	Apr 25, 2019
Instrument	2019-0025164

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jan 1, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 14, 2017
Property Address	431 S LAUREL ST, TURLOCK, CA 95380-5309
Document Number	0000084135
Map Reference	VOL9 PG25
Instrument Date	Oct 31, 2017
Instrument	2017-0084135
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	431 S LAUREL ST, TURLOCK, CA 95380-5309

Mortgage

Document Number	0000084136
Date	Nov 14, 2017
Instrument	2017-0084136

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,824.00 (+1.78%)	$357,200 (+2%) Land $227,310 Building $129,890
2025	$3,757.00 (+2.06%)	$350,197 (+4.04%) Land $222,853 Building $127,344
2023	$3,681.00 (+69.79%)	$336,600 Land $214,200 Building $122,400
2022	$2,168.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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