433 S 4th St, Roff, OK 74865 Property Records

Pontotoc County property record for 433 S 4th St, Roff, OK 74865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1930
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2026)
Tax Bill	$349 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21178`

Property Details

APN / Parcel Number

Primary APN	`21178`
Alternative APN	`1130-00-168-005-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	2,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	18 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21178
Street Address	433 S 4TH ST
City	ROFF
State	OK
Zip	74865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5-6 BLOCK 168 ORIGINAL - ROFF
Legal Subdivision	ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2
Legal Block	168
Legal Lot Number	5,6
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHWEST PONTOTOC
Census Block Group	2
Census Block	2050
Census Tract	89600

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	433 S 4TH ST, ROFF, OK 74865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Aug 7, 2024 · Amount on Record
Deed Document Number	20264604
Deed Book / Page	4036 / 180
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Aug 4, 2026
Property Address	433 S 4TH ST, ROFF, OK 74865
Document Number	0000004604
Book / Page	4036 / 180
Instrument Date	Aug 4, 2026
Instrument	20264604
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	AT HOME TITLE, HOME TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 S 4TH ST, ROFF, OK 74865

Mortgage

Document Number	0000004605,
Date	Aug 4, 2026
Instrument	20264605

Lender

Name	GENEVA FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Roff Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,780 (+5%) Land $378 Building $3,402	$31,500 (+5%) Land $3,150 Building $28,350
2025	$349.00 (-3.59%)	$3,600 (-41.12%) Land $360 Building $3,240	$30,000 (-66.25%) Land $3,000 Building $27,000
2024	$362.00 (-23.47%) Homeowner's exemption	$6,114 (+3%) Land $200 Building $5,914	$88,888 (-9.45%) Land $3,000 Building $85,888
2023	$473.00 Homeowner's exemption	$5,936 Land $194 Building $5,742	$98,163 Land $3,000 Building $95,163

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 76% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROFF serves 800 people · EPA ID OK2006206
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	200 / 50