230 S 4th St, Roff, OK 74865 Property Records

Pontotoc County property record for 230 S 4th St, Roff, OK 74865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1976
Lot Size	1.92 acres (84,000 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jan 2019)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21081`

Property Details

APN / Parcel Number

Primary APN	`21081`
Alternative APN	`1130-00-141-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	84,000 sqft (1.92 acres)
Lot Dimensions	280 ft deep x 300 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	320 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21081
Street Address	230 S 4TH ST
City	ROFF
State	OK
Zip	74865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-8 BLOCK 141 ORIGINAL - ROFF
Legal Subdivision	ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2
Legal Block	141
Legal Lot Number	1-8
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHWEST PONTOTOC
Census Block Group	2
Census Block	2050
Census Tract	89600

Owner

230 S 4th St is owned and occupied by two individuals who bought it in January 2019.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 356, ROFF, OK 74865-0356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Aug 27, 1999 · Amount on File
Deed Document Number	2019429
Deed Book / Page	3276 / 83
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jan 25, 2019
Property Address	230 S 4TH ST, ROFF, OK 74865
Document Number	003276/083
Book / Page	3276 / 083
Instrument Date	Jan 25, 2019
Instrument	2019-000429
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	230 S 4TH ST, ROFF, OK 74865

Mortgage

Document Number	2019000430
Date	Jan 25, 2019
Instrument	2019-000430

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 230 S 4th St was $1,241 with a homeowner's exemption, down 3.7% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Roff Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,215 (+3.01%) Land $2,100 Building $12,115	$118,451 (-11.48%) Land $17,500 Building $100,951
2025	$1,241.00 (-3.72%) Homeowner's exemption	$13,800 (+3%) Land $2,100 Building $11,700	$133,809 (-4.71%) Land $17,500 Building $116,309
2024	$1,289.00 (+11.89%) Homeowner's exemption	$13,398 (+3%) Land $2,100 Building $11,298	$140,423 (+29.54%) Land $17,500 Building $122,923
2023	$1,152.00 Homeowner's exemption	$13,008 Land $2,100 Building $10,908	$108,400 Land $17,500 Building $90,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 230 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 S 4th St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROFF serves 800 people · EPA ID OK2006206
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	200 / 50