433 River Breeze Dr, Creston, NC 28615 Property Records

Ashe County property record for 433 River Breeze Dr, Creston, NC 28615

Property Summary

Property TypeSingle Family Home
Details468 sqft · built 2025
Lot Size15.5 acres (675,877 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Nov 2021)
Tax Bill$1,245 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11056-032-017

Property Details

APN / Parcel Number

Primary APN11056-032-017
Alternative APNs
  • 112918934126
  • 110379

Interior

Building Area468 sqft Heated Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleConventional
Lot Area675,877 sqft (15.5 acres)

Location & Zoning

Account Number110379
Old Parcel Number11056032017
Street Address433 RIVER BREEZE DR
CityCRESTON
StateNC
Zip28615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15.516 A LOT 17 OFF 88
Legal SubdivisionRIVER BREEZE ESTATES
Legal Lot Number17
JurisdictionASHE NC
Township / Civil DivisionNORTH FORK
Census Block Group2
Census Block2018
Census Tract970300

Owner

433 River Breeze Dr is owned by an individual who bought it in November 2021.

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address212 ROBERT KEEVER RD, STANLEY, NC 28164-9799
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2021 · Amount on File
Deed SaleNov 2, 2021 · Amount on File
Prior SaleJul 17, 2007 · Amount on File
Deed Document Number20216584
Deed Book / Page534 / 1019
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateNov 2, 2021
Property Address433 RIVER BREEZE DR, CRESTON, NC 28615
Document Number00534/1019
Book / Page534 / 1019
Map ReferenceMB 5 PG 281
Instrument DateOct 11, 2021
Instrument6584
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1370, BOONE, NC 28607-1370

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 ROBERT KEEVER RD, STANLEY, NC 28164-9799

Mortgage

Document Number0000006585
DateNov 2, 2021
Instrument6585
Lender
NameFS HOLDINGS LTD
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 433 River Breeze Dr was $1,245, up 68.5% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,245.00 (+68.47%)$237,700 (+68.46%) Land $136,100 Building $101,600$237,700 (+68.46%) Land $136,100 Building $101,600
2025$739.00$141,100 Land $136,100 Building $5,000$141,100 Land $136,100 Building $5,000
2023$711.00 (+101.42%)$141,100 (+127.58%) Land $136,100 Building $5,000$141,100 (+127.58%) Land $136,100 Building $5,000
2022$353.00$62,000 Land $60,000 Building $2,000$62,000 Land $60,000 Building $2,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 433 River Breeze Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 River Breeze Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Breeze Dr

Nearby Streets

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