Ashe County property record for 115 River Breeze Dr, Creston, NC 28615
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 2007 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jun 2016) |
| Tax Bill | $3,054 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 11056-033-001 |
| Primary APN | 11056-033-001 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 13 Plumbing Fixtures |
|---|---|
| Building Area | 2,400 sqft Heated Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Lot Area | 34,848 sqft (0.8 acres) |
| Cooling System | Central |
|---|
| Account Number | 3756 |
|---|---|
| Old Parcel Number | 11056033001 |
| Street Address | 115 RIVER BREEZE DR |
| City | CRESTON |
| State | NC |
| Zip | 28615-9493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 (.80 A) FROM JOHN MCGINN HWY 88 |
| Legal Subdivision | THE TWISTED RIVER SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | NORTH FORK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970300 |
115 River Breeze Dr is owned and occupied by two individuals who bought it in June 2016.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 RIVER BREEZE DR, CRESTON, NC 28615-9493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2016 · Amount on File |
| Deed Sale | Jun 8, 2016 · Amount on File |
| Prior Sale | Oct 26, 2007 · Amount on File |
| Deed Document Number | 20162421 |
| Deed Book / Page | 470 / 2190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 115 RIVER BREEZE DR, CRESTON, NC 28615-9493 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 00529/2135 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 529/2135 |
| Instrument | 4188 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Aug 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
The 2026 property tax bill for 115 River Breeze Dr was $3,054.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,054.00 | $583,000 (-) Land $40,000 Building $543,000 | $583,000 (-) Land $40,000 Building $543,000 |
| 2025 | $3,054.00 | $583,000 Land $40,000 Building $543,000 | $583,000 Land $40,000 Building $543,000 |
| 2023 | $2,938.00 (+29.03%) | $583,000 (+56.17%) Land $40,000 Building $543,000 | $583,000 (+56.17%) Land $40,000 Building $543,000 |
| 2022 | $2,277.00 | $373,300 Land $50,000 Building $323,300 | $373,300 Land $50,000 Building $323,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 River Breeze Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 River Breeze Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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