Black Hawk County property record for 433 Ray Mar Dr, Waterloo, IA 50707
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 572 sqft · built 1953 |
| Lot Size | 0.238 acres (10,370 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $886 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-09-226-025 |
| Primary APN | 8812-09-226-025 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 572 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,370 sqft (0.238 acres) |
| Lot Dimensions | 170 ft deep x 61 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 433 RAY MAR DR |
|---|---|
| City | EVANSDALE |
| State | IA |
| Zip | 50707-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAY MAR PLACE E 66 FT LOT 14 BLK 1 EXC N 20 FT & EXC STREET CLD 543-982 AND TLD 324-453 AND CLD 543-978 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 09 |
| Legal Subdivision | RAY MAR PLACE |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | POYNER |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 2700 |
433 Ray Mar Dr, a single family home, is owned by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2131 PONCIANA LOOP, AUSTIN, TX 78744-2842 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 433 Ray Mar Dr was $886, up 27.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $886.00 (+27.67%) | $70,220 Land $8,410 Building $61,810 | $70,220 Land $8,410 Building $61,810 |
| 2024 | $694.00 | ||
| 2023 | $51,420 (+1.92%) Land $8,410 Building $43,010 | $51,420 Land $8,410 Building $43,010 | |
| 2022 | $686.00 | $50,450 Land $8,410 Building $42,040 | |
| 2021 | $50,450 Land $8,410 Building $42,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Ray Mar Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 433 Ray Mar Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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