417 Ray Mar Dr, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 417 Ray Mar Dr, Waterloo, IA 50707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1952
Lot Size	0.326 acres (14,190 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Oct 2019)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8812-09-226-029`

Property Details

APN / Parcel Number

Primary APN	`8812-09-226-029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	924 sqft
Basement Area	462 sqft
Unfinished Basement	462 sqft
Flooring	Carpet

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,190 sqft (0.326 acres)
Lot Dimensions	215 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	1,416 sqft
Parking Spaces	5 Parking Spaces
Deck Area	44 sqft
Patio Area	44 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	417 RAY MAR DR
City	EVANSDALE
State	IA
Zip	50707-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAY MAR PLACE ALL LOT 11 BLK 1 EXC W 66 FT ALL LOT 12 BLK 1 EXC E 66 FT & EASE AFF B 4 P 674 EXC STREET
Legal Range	12W
Legal Township	88N
Legal Section	09
Legal Subdivision	RAY MAR PLACE
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	POYNER
Census Block Group	3
Census Block	3050
Census Tract	2700

Owner

417 Ray Mar Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 RAY MAR DR, EVANSDALE, IA 50707-2043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Balloon Mortgage GREENSTATE CREDIT UNION
Sep 25, 2019	Executor's Deed, Transfer · Stand-Alone First Mortgage GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Prior Sale	Sep 25, 2019 · Amount on File
Deed Document Number	2019202000007930
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	417 RAY MAR DR, WATERLOO, IA 50707-2043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000006597
Date	Oct 9, 2019
Instrument	202000006597

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

September 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 25, 2019
Property Address	417 RAY MAR DR, WATERLOO, IA 50707-2043
Document Number	202000005591
Instrument Date	Aug 21, 2019
Instrument	202000005591
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 RAY MAR DR, WATERLOO, IA 50707-2043

Mortgage

Document Number	202000005592
Date	Sep 25, 2019
Instrument	202000005592

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 417 Ray Mar Dr was $1,160 with a homeowner's exemption, up 33.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,160.00 (+33.95%) Homeowner's exemption	$102,820 Land $9,610 Building $93,210	$102,820 Land $9,610 Building $93,210
2024	$866.00
2023		$74,410 (+5.38%) Land $9,610 Building $64,800	$74,410 Land $9,610 Building $64,800
2022	$840.00 Homeowner's exemption	$70,610 Land $9,610 Building $61,000
2021			$70,610 Land $9,610 Building $61,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 417 Ray Mar Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 417 Ray Mar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Ray Mar Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures