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433 N Worth Ave, Elgin, IL 60123 Property Records

Kane County property record for 433 N Worth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,388 sqft · built 1958
Lot Size0.326 acres (14,220 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jun 2025)
Tax Bill$11,241 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-11-356-004

Property Details

APN / Parcel Number

Primary APN06-11-356-004

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area4,776 sqft
1st Floor Area2,388 sqft
Basement Area2,388 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialBrick
Lot Area14,220 sqft (0.326 acres)
Lot Dimensions158 ft deep x 90 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address433 N WORTH AVE
CityELGIN
StateIL
Zip60123-3450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENACRES SOUTH 1/2 OF LOT 18 & ALL OF LOT 17 BLK 5
Legal SubdivisionGREENACRES
Legal Block5
Legal Lot Number18,17
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3006
Census Tract851102

Owner

433 N Worth Ave is owned by two individuals who bought it in June 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address561 DUNDEE AVE, ELGIN, IL 60120-3856
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST AMERICAN BANK
Jan 14, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
STARBOARD FINANCIAL MANAGEMENT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2025 · Amount on File
Deed SaleJun 12, 2025 · Amount on File
Prior SaleJun 16, 2014 · Amount on File
Deed Document Number202521506
Prior Transfer DateNov 23, 2018
Prior Transfer Doc0000001718
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address433 N WORTH AVE, ELGIN, IL 60123-3450
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035849
DateOct 12, 2023
Instrument2023K035849
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueOct 6, 2028
Interest
Rate8.99%

January 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJan 14, 2019
Property Address433 N WORTH AVE, ELGIN, IL 60123-3450
Document Number0000001718
Instrument DateNov 23, 2018
Instrument2019K001718
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCITYWIDE TITLE CORP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 N WORTH AVE, ELGIN, IL 60123-3450

Mortgage

Document Number0000001719
DateJan 14, 2019
Instrument2019K001719
Lender
NameSTARBOARD FINANCIAL MANAGEMENT LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 433 N Worth Ave was $11,241.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,241.00$155,352 (+8.57%) Land $32,535 Building $122,817$466,242 (+8.57%) Land $97,644 Building $368,598
2024$143,089 Land $29,967 Building $113,122$429,439 Land $89,937 Building $339,502
2022$9,700.00 (+4.35%) Homeowner's exemption$117,872 (+6.96%) Land $24,686 Building $93,186$353,616 (+6.96%) Land $74,058 Building $279,558
2021$9,296.00 Homeowner's exemption$110,202 Land $23,080 Building $87,122$330,606 Land $69,240 Building $261,366

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 N Worth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 433 N Worth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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