426 N Worth Ave, Elgin, IL 60123 Property Records

Kane County property record for 426 N Worth Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,928 sqft · built 1928
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Mar 2019)
Tax Bill	$9,039 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-482-015`

Property Details

APN / Parcel Number

Primary APN	`06-10-482-015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
Gross Area	2,718 sqft
Basement Area	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Tudor
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	426 N WORTH AVE
City	ELGIN
State	IL
Zip	60123-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENACRES LOT 8 BLOCK 4
Legal Subdivision	GREENACRES
Legal Block	4
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3849 PARSONS RD, CARPENTERSVILLE, IL 60110-3232
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK
Mar 19, 2019	Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG
Jun 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 17, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	201910575
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0000027104
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	426 N WORTH AVE, ELGIN, IL 60123-3451
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063921
Date	Dec 8, 2017
Instrument	2017K063921

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 30, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	426 N WORTH AVE, ELGIN, IL 60123-3451
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047742
Date	Jun 22, 2021
Instrument	2021K047742

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.87%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 19, 2019
Property Address	426 N WORTH AVE, ELGIN, IL 60123-3451
Document Number	0000010575
Instrument Date	Jan 3, 2019
Instrument	10575
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3849 PARSONS RD CARPENTERSVILLE IL 601103232, CARPENTERSVILLE, IL 60110-3232

Mortgage

Document Number	10576
Date	Mar 19, 2019
Instrument	10576

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 11, 2018
Property Address	426 N WORTH AVE, ELGIN, IL 60123-3451
Document Number	0000027104
Instrument Date	Jun 11, 2018
Instrument	27104
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	902 S RANDALL RD #C286 ST CHARLES IL 601741781, C286, ST CHARLES, IL 60174-1781

July 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jul 17, 2017
Property Address	426 N WORTH AVE, ELGIN, IL 60123-3451
Document Number	0000036637
Instrument Date	Jul 17, 2017
Instrument	36637
Transaction Type	Transfer
Record Updated	Aug 3, 2017

Transaction

Amount	Amount Recorded
Tax	$249.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	902 S RANDALL RD #C286 ST CHARLES IL 601741781, C286, ST CHARLES, IL 60174-1781
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,039.00 (+15.96%)	$118,490 (+8.57%) Land $23,511 Building $94,979	$355,612 (+8.57%) Land $70,561 Building $285,051
2024		$109,137 (+21.39%) Land $21,655 Building $87,482	$327,542 (+21.44%) Land $64,991 Building $262,551
2022	$7,795.00 (+3.96%)	$89,903 (+6.96%) Land $17,839 Building $72,064	$269,709 (+6.96%) Land $53,517 Building $216,192
2021	$7,498.00	$84,053 Land $16,678 Building $67,375	$252,159 Land $50,034 Building $202,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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