433 Murphy Ln, Mount Eden, KY 40046 Property Records

Spencer County property record for 433 Murphy Ln, Mount Eden, KY 40046

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$823 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`52-08-02`

Property Details

APN / Parcel Number

Primary APN	`52-08-02`
Alternative APNs	`302401` `30240`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Account Number	302401
Street Address	433 MURPHY LN
City	MOUNT EDEN
State	KY
Zip	40046-8197
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	10.001 ACRES
Jurisdiction	SPENCER KY
Township / Civil Division	TAYLORSVILLE
Census Block Group	2
Census Block	2051
Census Tract	80200

Owner

Source: Spencer County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 MURPHY LN, MOUNT EDEN, KY 40046-8197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · FHA Mortgage CITIZENS UNION BANK OF SHELBYVILLE
Apr 1, 2020	Deed of Trust, Mortgage · Construction Mortgage CITIZENS UNION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	433 MURPHY LN, MOUNT EDEN, KY 40046-8197
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	548/23
Date	Dec 8, 2020
Book Page	548/23
Instrument	220571

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	433 MURPHY LN, MOUNT EDEN, KY 40046-8197
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	526/356
Date	Apr 1, 2020
Book Page	526/356
Instrument	216245

Lender

Name	CITIZENS UNION BANK
Type	Bank
Address	MOUNT WASHINGTON, KY 40047

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 26, 2021

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Spencer County
Unified School District	Spencer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00 (+4.05%) Homeowner's exemption	$134,000 (+5.51%) Land $127,000 Building $7,000	$212,000 (+7.61%) Land $95,000 Building $117,000
2023	$791.00 Homeowner's exemption	$127,000 Land $10,000 Building $117,000	$197,000 Land $80,000 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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