359 Murphy Ln, Mount Eden, KY 40046 Property Records

Spencer County property record for 359 Murphy Ln, Mount Eden, KY 40046

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,428 sqft
Lot Size	3.72 acres (162,392 sqft)
Owner	Individual Name on File
Tax Bill	$3,007 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-08`

Property Details

APN / Parcel Number

Primary APN	`52-08`
Alternative APNs	`326821` `30221`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Family Room	Family Room

Exterior

Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	162,392 sqft (3.72 acres)
Driveway	Driveway
Porch	Porch

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	326821
Street Address	359 MURPHY LN
City	MOUNT EDEN
State	KY
Zip	40046-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.728 AC
Jurisdiction	SPENCER KY
Township / Civil Division	TAYLORSVILLE
Census Block Group	2
Census Block	2051
Census Tract	80200

Owner

359 Murphy Ln is owned and occupied by an individual who acquired it in July 2023.

Source: Spencer County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2023	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage WESBANCO BANK INC
Jan 6, 2021	Deed, Transfer · VA Mortgage UNITED FINANCIAL GROUP LLC
Jan 10, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023
Deed Sale	Jul 27, 2023
Prior Sale	Apr 20, 2023 · Amount on File
Deed Document Number	2023234299
Deed Book / Page	330 / 38
Prior Transfer Date	Jun 26, 2023
Prior Transfer Doc	000D330/38
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114

Mortgage

Document Number	00M643/795
Date	Jan 14, 2026
Book Page	M643/795
Instrument	243811

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPENCER KY
Recording Date	Jul 27, 2023
Property Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114
Document Number	000D330/38
Book / Page	D330 / 38
Instrument Date	Jun 26, 2023
Instrument	234299
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114

Mortgage

Document Number	0000234300
Date	Jul 27, 2023
Instrument	234300

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	521/375
Date	Jan 24, 2020
Book Page	521/375
Instrument	215264

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 24, 2035

Interest

Rate Type	Adjustable Rate

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER KY
Recording Date	Jan 6, 2021
Property Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114
Document Number	309/563
Book / Page	309 / 563
Instrument Date	Dec 30, 2020
Instrument	220997
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 SPRING MEADOWS DR, 409, TAYLORSVILLE, KY 40071-9733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114

Mortgage

Document Number	220998
Date	Jan 6, 2021
Instrument	220998

Lender

Name	UNITED FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER KY
Recording Date	Jan 10, 2020
Property Address	359 MURPHY LN, MOUNT EDEN, KY 40046-8114
Document Number	301/187
Book / Page	301 / 187
Instrument Date	Jan 7, 2020
Instrument	214990
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Amount	Amount on Record
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3710 ZABEL WAY, 3710, LOUISVILLE, KY 40291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SPRING MEADOWS DR, TAYLORSVILLE, KY 40071-9733

Tax Assessment & Valuation

The 2025 property tax bill for 359 Murphy Ln was $3,007.

Source: Spencer County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Spencer County
Unified School District	Spencer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,007.00	$310,000 Land $40,000 Building $270,000	$310,000
2023	$3,044.00 (-0.39%)	$310,000 (-) Land $40,000 Building $270,000	$310,000
2022	$3,056.00	$310,000 Land $40,000 Building $270,000
2021			$310,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 359 Murphy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 359 Murphy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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