Effingham County property record for 433 Middleground Rd, Rincon, GA 31326 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,478 sqft Heated Area |
| Lot Size | 56,628 sqft (1.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $12,000 (1996) |
| Tax Bill | $1,771.00 (2025) |
| Primary APN | R2020-001-A00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,478 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 56,628 sqft (1.3 acres) |
| Deck Area | 220 sqft Deck |
|---|---|
| Patio Area | 220 sqft Patio |
| Porch | Open Porch |
| Porch Area | 55 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 22590 |
|---|---|
| Old Parcel Number | R2020001A00 |
| Street Address | 433 MIDDLEGROUND RD |
| City | RINCON |
| State | GA |
| Zip | 31326-9145 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.30 AC LOT 2 (OUT R202-1) PLT 28/27 |
| Legal Subdivision | OLD MIDDLE GROUND ROAD ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 30306 |
Source: Effingham County records · APN R2020-001-A00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 MIDDLEGROUND RD, RINCON, GA 31326-9145 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 01, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 1996 · Amount on Record |
| Deed Sale | Mar 18, 1996 · Amount on Record |
| Deed Doc Number | 0000402741 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 433 MIDDLEGROUND RD, RINCON, GA 31326-9145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002329/594 |
|---|---|
| Date | Feb 01, 2016 |
| Book Page | 2329/594 |
| Instrument | 000636 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 433 MIDDLEGROUND RD, RINCON, GA 31326-9145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 433 MIDDLEGROUND RD, RINCON, GA 31326-9145 |
| Document Number | 0000002807/0000000865 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 0000002807/0000000865 |
| Instrument | 009253 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,771.00 (+3.27%) Homeowner's exemption | $99,639 (+14.88%) Land $25,717 Building $73,922 | $249,099 (+14.88%) Land $64,293 Building $184,806 |
| 2024 | $1,715.00 (+17.55%) Homeowner's exemption | $86,735 (+48.94%) Land $22,096 Building $64,639 | $216,837 (+48.94%) Land $55,239 Building $161,598 |
| 2022 | $1,459.00 Homeowner's exemption | $58,234 Land $14,050 Building $44,184 | $145,587 Land $35,126 Building $110,461 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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