433 McCormick Rd, Spring Lake, NC 28390 Property Records

Cumberland County property record for 433 McCormick Rd, Spring Lake, NC 28390

Property Summary

Property Type	Mobile Home / Trailer Park
Details	3 bd · 1 ba · 2,085 sqft · built 1964
Lot Size	7.6 acres (331,056 sqft)
Owner	Company Name on Record
Last Sale	$760 (Dec 2021)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0512-20-7450`

Property Details

APN / Parcel Number

Primary APN	`0512-20-7450`
Alternative APN	`0512.18207450`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,085 sqft Total Area
1st Floor Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	331,056 sqft (7.6 acres)
Porch	Patio
Porch Area	616 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	433 MCCORMICK RD
City	SPRING LAKE
State	NC
Zip	28390-2233
Property Category	Commercial
Property Type	Commercial > Retail > Mobile Home / Trailer Park
Local Zoning Code	R6A
Legal Description	7.6 ACRES J FRANK WMS LD
Legal Subdivision	HERITAGE MOBILE HOME PARK
Legal Block	20
Legal Lot Number	7450
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3011
Census Tract	3601

Owner

Source: Cumberland County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1441 WOODMONT LN NW, ATLANTA, GA 30318-2866
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIVE STAR BANK
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Dec 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	202156994
Deed Book / Page	11335 / 169
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	433 MCCORMICK RD, SPRING LAKE, NC 28390-2233
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116460294
Date	Dec 30, 2022
Book Page	11646/294
Instrument	49767

Lender

Name	FIVE STAR BANK
Type	Bank
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 27, 2032

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	433 MCCORMICK RD, SPRING LAKE, NC 28390-2233
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7427 MATTHEWS MINT HILL RD 105, 105, MINT HILL, NC 28227-7863

Mortgage

Document Number	0113830435
Date	Feb 2, 2022
Book Page	11383/435
Instrument	4745

Lender

Name	TOWNEBANK
Type	Bank
Address	VIRGINIA BEACH, VA 23455

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 9, 2021
Property Address	433 MCCORMICK RD, SPRING LAKE, NC 28390-2233
Document Number	0113350169
Book / Page	11335 / 169
Instrument Date	Dec 7, 2021
Instrument	56994
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 95, SPRING LAKE, NC 28390-0095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7427 MATTHEWS MINT HILL RD # 105-16, 105, MINT HILL, NC 28227-7863

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,573.00 (-10.92%)	$371,566 (+11.09%) Land $174,400 Building $197,166	$371,566 (+11.09%) Land $174,400 Building $197,166
2024		$334,463 (-) Land $87,200 Building $247,263	$334,463 (-) Land $87,200 Building $247,263
2023	$4,011.00 (-0.02%)	$334,463 Land $87,200 Building $247,263	$334,463 Land $87,200 Building $247,263
2022	$4,012.00
2019	$4,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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